Cedar County property record for 418 Willow St, Bennett, IA 52721
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,987 sqft · built 1903 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,204 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037012161010050 |
| Primary APN | 037012161010050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,987 sqft Living Area |
| Basement Area | 848 sqft |
| Finished Basement | 850 sqft |
| Unfinished Basement | 854 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,023 sqft (0.276 acres) |
| Garage Type | Mixed |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 273 sqft |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 418 WILLOW ST |
|---|---|
| City | BENNETT |
| State | IA |
| Zip | 52721-9680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BENNETT N 1/2 L2 & ALL L3 BLK 15 |
| Legal Subdivision | BENNETT |
| Legal Block | 15 |
| Legal Lot Number | 2 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | INLAND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 450400 |
418 Willow St is owned and occupied by an individual.
Source: Cedar County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 WILLOW ST, BENNETT, IA 52721-9680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit FREE STATE CREDIT UNION |
| Jun 10, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY OF IOWA CREDIT UNION |
| Jul 31, 2018 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | May 28, 2026 |
| Property Address | 418 WILLOW ST, BENNETT, IA 52721-9680 |
| Document Number | 0000001549 |
| Book / Page | 1822 / 61 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261549 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 418 WILLOW ST, BENNETT, IA 52721-9680 |
| Document Number | 0000001549, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 1822/61 |
| Instrument | 20261549 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 418 WILLOW ST, BENNETT, IA 52721-9680 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1470/108 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 1470/108 |
| Instrument | 1669 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 418 WILLOW ST, BENNETT, IA 52721-9680 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001427/0000000250 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 0000001427/0000000250 |
| Instrument | 000000002490 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 418 Willow St was $2,204 with a homeowner's exemption.
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Bennett City |
| Unified School District | Bennett Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,204.00 Homeowner's exemption | $168,960 (-) Land $15,600 Building $153,360 | $168,960 (-) Land $15,600 Building $153,360 |
| 2025 | $2,204.00 (+11.88%) Homeowner's exemption | $168,960 Land $15,600 Building $153,360 | $168,960 Land $15,600 Building $153,360 |
| 2024 | $1,970.00 | ||
| 2023 | $129,750 (+32.42%) Land $15,600 Building $114,150 | $129,750 Land $15,600 Building $114,150 | |
| 2022 | $1,528.00 Homeowner's exemption | $97,980 Land $13,650 Building $84,330 | |
| 2021 | $97,980 Land $13,650 Building $84,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Willow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 418 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENNETT WATERWORKS serves 347 people · EPA ID IA1603005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 60 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| F&B Communications Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 500 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures