14555 N SCOTTSDALE RD STE 200, SCOTTSDALE, AZ 85254
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
12 Months
Due
Apr 1, 2025
September 2022: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
ELLIS TX
Recording Date
Sep 29, 2022
Property Address
418 WHISPERING WAY, RED OAK, TX 75154
Document Number
0002238226
Map Reference
CAB K SL 280-282
Instrument Date
Sep 27, 2022
Instrument
2238226
Transaction Type
Transfer
Record Updated
Dec 4, 2023
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
539 W COMMERCE ST # 4976, 4976, DALLAS, TX 75208-1953
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 1719, CEDAR HILL, TX 75106-1719
Investor
Possibly a Property Investor
Mortgage
Document Number
0002238227
Date
Sep 29, 2022
Instrument
2238227
Lender
Name
BUILDER FINANCE INC
Type
Mortgage Company
Special Notes
Seller Financed
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
10 Months
Due
Jul 27, 2023
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
July 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ELLIS TX
Property Address
418 WHISPERING WAY, RED OAK, TX 75154
Document Number
0000038366
Instrument Date
Jul 23, 2020
Transaction Type
Mortgage
Record Updated
Nov 3, 2020
Title Company
ATTORNEY ONLY
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
1450 CLUBHILL DR ROCKWALL TX 750872358, ROCKWALL, TX 75087-2358
Investor
Possibly a Property Investor
Mortgage
Document Number
0000038366
Date
Oct 20, 2020
Instrument
38366
Lender
Name
ZEUSLENDINGCOM
Address
5090 RICHMOND AVE # 314, HOUSTON, TX 77056-7402
Agreement
Amount
Amount on Record
February 2020: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ELLIS TX
Recording Date
Feb 3, 2020
Property Address
418 WHISPERING WAY, RED OAK, TX 75154
Document Number
0000003474
Instrument Date
Jan 31, 2020
Instrument
3474
Transaction Type
Transfer
Record Updated
Mar 2, 2020
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
1450 CLUBHILL DR ROCKWALL TX 750872358, ROCKWALL, TX 75087-2358
Investor
Possibly a Property Investor
Mortgage
Document Number
3475
Date
Feb 3, 2020
Instrument
3475
Lender
Name
ELLIS COUNTY GALAXY LLC
Address
162 SHADY SHORES DR, MABANK, TX 75156-7502
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 418 Whispering Way was $13,012 with a homeowner's exemption, down 8.3% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Ellis County
Municipality
Red Oak City
Unified School District
Red Oak Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$727,447 (+1.83%)Land $140,000Building $587,447
$727,447 (+1.83%)Land $140,000Building $587,447
2025
$13,012.00 (-8.26%)Homeowner's exemption
$714,398Land $140,000Building $574,398
$714,398Land $140,000Building $574,398
2024
$14,183.00 (+521.52%)
2023
$2,282.00
$110,000Land $110,000
$110,000Land $110,000
2018
$271.00
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 418 Whispering Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
3 (2018–2022)
Claims Outside the SFHA
3 of 3
Most Recent Claim
Aug 2022 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 418 Whispering Way is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source
Purchased surface water from several systems
Last State Inspection
May 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
4 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025