418 Wheatfield Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 418 Wheatfield Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,691 sqft · built 1988
Lot Size	0.246 acres (10,759 sqft)
Owner	2 Individual Names on File
Last Sale	$83,800 (Jun 1988)
Tax Bill	$1,606 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05-26-014173-004-35`

Property Details

APN / Parcel Number

Primary APN	`04-05-26-014173-004-35`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,691 sqft Heated Area
Gross Area	2,489 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.246 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	441 sqft

Exterior Amenities

Porch	Porch
Porch Area	45 sqft
Patio Area	140 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	418 WHEATFIELD CT
City	FLEMING ISLAND
State	FL
Zip	32003-8069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 86 HARVEST BEND UNIT 1 O R1148 PG 467
Legal Range	26
Legal Township	05
Legal Section	04
Legal Subdivision	HARVEST BEND
Legal Lot Number	86
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3009
Census Tract	30701

Owner

418 Wheatfield Ct is owned and occupied by two individuals who bought it in June 1988.

Source: Clay County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	418 WHEATFIELD CT, FLEMING ISLAND, FL 32003-8069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1988 · Amount on File
Deed Sale	Jun 1, 1988 · Amount on File
Deed Document Number	0001148467
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	418 WHEATFIELD CT, FLEMING ISLAND, FL 32003-8069
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 WHEATFIELD CT, FLEMING ISLAND, FL 32003-8069

Mortgage

Document Number	0045820052
Date	Mar 10, 2022
Book Page	4582/52
Instrument	2022015968

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	418 WHEATFIELD CT, FLEMING ISLAND, FL 32003-8069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 WHEATFIELD CT, FLEMING ISLAND, FL 32003-8069

Mortgage

Document Number	0043931381
Date	Dec 23, 2020
Book Page	4393/1381
Instrument	2020067777

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$141,963	$295,835 Land $50,000 Building $245,835
2023	$1,606.00 (+1.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$133,945 (+3%)	$287,458 (+12.89%) Land $50,000 Building $237,458
2022	$1,588.00 Homeowner's exemption	$130,044	$254,628 Land $45,000 Building $209,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Wheatfield Ct in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Wheatfield Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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