418 Washington St, Covington, IN 47932 Property Records

Fountain County property record for 418 Washington St, Covington, IN 47932

Property Summary

Property TypeCommercial Office
Details11,985 sqft · built 1954
Lot Size0.272 acres (11,848 sqft)
OwnerCompany Name on File
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN018B083522506600

Property Details

APN / Parcel Number

Primary APN018B083522506600
Alternative APNs
  • 23-06-35-225-066.000-016
  • 00000993469
  • 0180019300

Interior

Plumbing Fixtures35 Plumbing Fixtures
Stories3 Stories
Building Area11,985 sqft Total Area
1st Floor Area5,223 sqft
Basement Area1,559 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area11,848 sqft (0.272 acres)
Lot Dimensions132 ft deep x 90 ft wide

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000993469
Street Address418 WASHINGTON ST
CityCOVINGTON
StateIN
Zip47932-1257
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeCOVIN
Legal Description018-00193-00 OP 118 OP EXCEPT 42' SSD 113 MP B08-35-225-06600
JurisdictionFOUNTAIN IN
Township / Civil DivisionTROY
Census Block Group3
Census Block3034
Census Tract957800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Covington Courthouse Square Historic District
listed 2015 · 23 contributing resources · NRIS 15000593

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

418 Washington St, a commercial property, is owned by a company.

Source: Fountain County records, as of June 19, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 188, COVINGTON, IN 47932-0188
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOUNTAIN IN
Property Address418 WASHINGTON ST, COVINGTON, IN 47932-1257
Transaction TypeMortgage
Record UpdatedNov 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202102102
DateAug 3, 2021
Instrument202102102
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueJul 30, 2031
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyFountain County
County SubdivisionTroy Township
MunicipalityCovington City
Unified School DistrictCovington Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$455,500 Land $24,500 Building $431,000$455,500 Land $24,500 Building $431,000
2023Additional exemption filed$171,900 (+0.23%) Land $13,000 Building $158,900$171,900 (+0.23%) Land $13,000 Building $158,900
2022Additional exemption filed$171,500 Land $13,000 Building $158,500$171,500 Land $13,000 Building $158,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 418 Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPARTMENT
serves 2,645 people · EPA ID IN5223002
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Nov 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Washington St

Nearby Streets

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