418 Terry Ln, Senatobia, MS 38668 Property Records

Tate County property record for 418 Terry Ln, Senatobia, MS 38668

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,476 sqft · built 1995
Owner	2 Individual Names on Record
Tax Bill	$1,499 (2025)
Deeds & Mortgages	Jun 2022 Refinance Apr 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099L03 0001004`

Property Details

APN / Parcel Number

Primary APN	`099L03 0001004`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,476 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	3 Parking Spaces
Patio Area	120 sqft

Location & Zoning

Street Address	418 TERRY LN
City	SENATOBIA
State	MS
Zip	38668-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 SE1/4 NE1/4 S OF TERRY LANE
Legal Range	07
Legal Township	05
Legal Section	31
Jurisdiction	TATE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2005
Census Tract	950302

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 TERRY LN, SENATOBIA, MS 38668-2928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK
Apr 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CADENCE BANK NA
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK
Jan 4, 2018	Deed of Trust, Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	418 TERRY LN, SENATOBIA, MS 38668-2928
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/10743
Date	Jun 29, 2022
Book Page	2022/10743

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	418 TERRY LN, SENATOBIA, MS 38668-2928
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/6536
Date	Apr 18, 2022
Book Page	2022/6536

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	May 1, 2029

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	418 TERRY LN, SENATOBIA, MS 38668-2928
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/12922
Date	Jul 14, 2021
Book Page	2021/12922

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	418 TERRY LN, SENATOBIA, MS 38668-2928
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/21922
Date	Dec 3, 2021
Book Page	2021/21922

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	418 TERRY LN, SENATOBIA, MS 38668-2928
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000176
Date	Jan 4, 2018
Book Page	0000002018/0000000176

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Jan 1, 2022

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Municipality	Senatobia City
Unified School District	Senatobia Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,499.00 (+30.46%)	$10,965 (+32.67%) Land $2,175 Building $8,790	$109,654 (+32.67%) Land $21,750 Building $87,904
2023	$1,149.00	$8,265 Land $2,175 Building $6,090	$82,650 Land $21,750 Building $60,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1988–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STRAYHORN W/A-CROCKETT public/private · serves 2,801 people · EPA ID MS0690006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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