Gaston County property record for 418 Summer Ridge Rd, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,150 sqft · built 2003 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Sep 2022) |
| Tax Bill | $1,888 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 200537 |
| Primary APN | 200537 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Porch | Porch |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 418 SUMMER RIDGE RD |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-4114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUMMER RIDGE L 3 13 057 004 00 000 |
| Legal Subdivision | SUMMER RIDGE |
| Jurisdiction | GASTON NC |
| Township / Civil Division | DALLAS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 33501 |
418 Summer Ridge Rd is owned and occupied by two individuals who bought it in September 2022.
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 SUMMER RIDGE RD, STANLEY, NC 28164-4114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2022 · Amount on File |
| Deed Sale | Sep 2, 2022 · Amount on File |
| Prior Sale | Oct 8, 2008 · Amount on File |
| Deed Book / Page | 5362 / 1670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 2, 2022 |
| Property Address | 418 SUMMER RIDGE RD, STANLEY, NC 28164-4114 |
| Document Number | 0053621670 |
| Book / Page | 5362 / 1670 |
| Map Reference | MB 65 PG 20 |
| Instrument Date | Sep 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1848 BUFFALO SHOALS RD, 1848, CATAWBA, NC 28609-8028 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 418 SUMMER RIDGE RD, STANLEY, NC 28164-4114 |
| Document Number | 0053621672 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 5362/1672 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.4% |
| Index | 5-Year CMT |
| Max Rate | 10.4% |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,888.00 | $264,510 (-) Land $20,000 Building $244,510 | |
| 2025 | $1,888.00 (+2.72%) | $264,510 (-) Land $20,000 Building $244,510 | |
| 2023 | $1,838.00 | $264,510 Land $20,000 Building $244,510 | |
| 2021 | $130,920 Land $17,500 Building $113,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Summer Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 418 Summer Ridge Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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