418 Station Xing, Waterloo, IL 62298 Property Records

Monroe County property record for 418 Station Xing, Waterloo, IL 62298

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$131,000 (Nov 2023)
Tax Bill	$1,037 (2025)
Deeds & Mortgages	Apr 2026 Sale Nov 2025 Construction Loan + 6 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-365-014-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-365-014-000`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	418 STATION XING
City	WATERLOO
State	IL
Zip	62298-1812
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	WR5
Legal Description	LOT 14 SHADY SPRINGS 1ST ADDN PHASE 1
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	SHADY SPRINGS
Legal Lot Number	14
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	3
Census Block	3024
Census Tract	600401

Owner

Source: Monroe County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3225 MCLEOD DR, 100, LAS VEGAS, NV 89121-2257
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Nov 20, 2025	Deed of Trust, Mortgage · Construction Mortgage STATE BANK
Mar 15, 2023	Warranty Deed, Transfer · Commercial Mortgage BANK OF BELLEVILLE
Oct 26, 2021	Warranty Deed, Transfer
Dec 11, 2020	Loan Modification, Mortgage MIDLAND STATES BK
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BK
Sep 24, 2020	Quit Claim Deed, Transfer ACCENT TITLE
May 19, 2020	Quit Claim Deed, Transfer ACCENT TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	2023431284
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0000411214
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 17, 2026
Property Address	418 STATION XING, WATERLOO, IL 62298
Document Number	0000442153
Instrument Date	Mar 31, 2026
Instrument	2026442153
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3225 MCLEOD DR, 100, LAS VEGAS, NV 89121-2257
Investor	Possibly a Property Investor

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	418 STATION XING, WATERLOO, IL 62298
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000440167
Date	Nov 20, 2025
Instrument	440167

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 15, 2023
Property Address	418 STATION XING, WATERLOO, IL 62298
Document Number	0000428247
Instrument Date	Mar 13, 2023
Instrument	428247
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 260, COLUMBIA, IL 62236-0260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7962 ANDY RD, WATERLOO, IL 62298-6024

Mortgage

Document Number	0000428248
Date	Mar 15, 2023
Instrument	428248

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 26, 2021
Property Address	418 STATION XING, WATERLOO, IL 62298
Document Number	0000420578
Instrument Date	Oct 25, 2021
Instrument	420578
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 260, COLUMBIA, IL 62236-0260

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	418 STATION XING, WATERLOO, IL 62298
Document Number	0000413364
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	107 N MAIN ST #3A COLUMBIA IL 622361757, 3A, COLUMBIA, IL 62236-1757

Mortgage

Document Number	0000413364
Date	Dec 14, 2020
Instrument	413364

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	200 QUARRY RD, COLUMBIA, IL 62236-2734

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	418 STATION XING, WATERLOO, IL 62298
Document Number	0000411450
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	418 STATION XING COLUMBIA IL 62236, COLUMBIA, IL 62236

Mortgage

Document Number	0000411450
Date	Oct 2, 2020
Instrument	411450

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	200 QUARRY RD, COLUMBIA, IL 62236-2734

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Sep 24, 2020
Property Address	418 STATION XING, WATERLOO, IL 62298
Document Number	0000411214
Instrument Date	Sep 15, 2020
Instrument	411214
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	107 N MAIN ST #3A COLUMBIA IL 622361757, 3A, COLUMBIA, IL 62236-1757

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	May 19, 2020
Property Address	418 STATION XING, WATERLOO, IL 62298
Document Number	0000408044
Instrument Date	Mar 30, 2020
Instrument	408044
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 N MAIN ST COLUMBIA IL 622361701, COLUMBIA, IL 62236-1701

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,037.00 (+5.6%)	$17,010 (+2.53%) Land $17,010	$51,030 (+2.53%) Land $51,030
2024	$982.00	$16,591 (+6.83%) Land $16,591	$49,773 (+6.83%) Land $49,773
2022		$15,530 Land $15,530	$46,590 Land $46,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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