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418 Spruce Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 418 Spruce Ave, Galloway, NJ 08205

Property Summary

Property TypeSingle Family Home
Details858 sqft · built 1961
Lot Size0.359 acres (15,625 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Jul 2017)
Tax Bill$3,448 (2025)
Deeds & MortgagesJul 2017 Sale & Mortgage
APN11-00627-0000-00003

Property Details

APN / Parcel Number

Primary APN11-00627-0000-00003
Alternative APN
  • 110062700003

Interior

Stories1 Story
Building Area858 sqft Living Area
1st Floor Area858 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Lot Area15,625 sqft (0.359 acres)
Lot Dimensions125 ft deep x 125 ft wide

Location & Zoning

Street Address418 SPRUCE AVE
CityGALLOWAY
StateNJ
Zip08205-4542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionALSO LOT 4
Legal SubdivisionPINEHURST SEC A
Legal Block627
Legal Lot Number3
JurisdictionATLANTIC NJ
Township / Civil DivisionGALLOWAY
Census Block Group3
Census Block3034
Census Tract10403

Owner

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address418 SPRUCE AVE, GALLOWAY, NJ 08205-4542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2017 · Amount on Record
Deed SaleJul 12, 2017 · Amount on Record
Prior SaleNov 15, 2016 · Amount on Record
Deed Document Number201738902
Prior Transfer DateJul 8, 2016
Prior Transfer Doc1415068474
Record UpdatedOct 29, 2026

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionATLANTIC NJ
Recording DateJul 12, 2017
Property Address418 SPRUCE AVE, GALLOWAY, NJ 08205-4542
Document Number0000038902
Instrument DateJun 19, 2017
Instrument2017038902
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyLANDIS TITLE CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 CORNELIUS ST, 19, LAKEWOOD, NJ 08701-2016

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 SPRUCE AVE, GALLOWAY, NJ 08205-4542

Mortgage

Document Number0000038903
DateJul 12, 2017
Instrument2017038903
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Mortgage

Document Number0000038904
DateJul 12, 2017
Instrument2017038904
Lender
NameNEW JERSEY HOUSING & MORTGAGE FIN AGENCY
TypeGovernment Agency
AddressMILLTOWN, NJ 08850
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueAug 1, 2022

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionGalloway Township
Elementary School DistrictGalloway Township School District (KG - 08)
Secondary School DistrictGreater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$101,700 (-) Land $47,900 Building $53,800$101,700 (-) Land $47,900 Building $53,800
2025$3,448.00 (+1.59%)$101,700 (-) Land $47,900 Building $53,800$101,700 (-) Land $47,900 Building $53,800
2024$3,394.00 (+3.95%)
2023$101,700 Land $47,900 Building $53,800$101,700 Land $47,900 Building $53,800
2022$3,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1992–2012)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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