418 Spring Ridge Ct, Sterling, VA 20164 Property Records

Loudoun County property record for 418 Spring Ridge Ct, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,434 sqft · built 1984
Lot Size	0.48 acres (20,908 sqft)
Owner	2 Individual Names on File
Last Sale	$684,900 (Oct 2022)
Tax Bill	$5,776 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-19-8253-000`

Property Details

APN / Parcel Number

Primary APN	`012-19-8253-000`
Alternative APN	`82 B 3 127`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,434 sqft Living Area
1st Floor Area	801 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,908 sqft (0.48 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	418 SPRING RIDGE CT
City	STERLING
State	VA
Zip	20164-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SENECA RIDGE SEC.3 LOT 127 1180--525
Legal Subdivision	SENECA RIDGE
Legal Block	1
Legal Lot Number	127
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1001
Census Tract	611204

Owner

418 Spring Ridge Ct is owned and occupied by two individuals who bought it in October 2022.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 SPRING RIDGE CT, STERLING, VA 20164-1356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage DRAPER AND KRAMER MORTGAGE CORP
Jun 1, 2020	Warranty Deed, Transfer · Conventional with PMI COLONIAL NAT'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Prior Sale	Jun 1, 2020 · Amount on File
Deed Document Number	202255492
Prior Transfer Date	Mar 17, 2016
Prior Transfer Doc	0000020058
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 3, 2022
Property Address	418 SPRING RIDGE CT, STERLING, VA 20164-1356
Document Number	0000055492
Instrument Date	Sep 28, 2022
Instrument	202210030055492
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	PSH TITLE LLC, PSR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 SPRING RIDGE CT, STERLING, VA 20164-1356

Mortgage

Document Number	0000055493
Date	Oct 3, 2022
Instrument	202210030055493

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 1, 2020
Property Address	418 SPRING RIDGE CT, STERLING, VA 20164-1356
Document Number	20200601040190
Instrument Date	May 29, 2020
Instrument	40190
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 SPRING RIDGE CT STERLING VA 201641356, STERLING, VA 20164-1356

Mortgage

Document Number	20200601040192
Date	Jun 1, 2020
Instrument	40192

Lender

Name	COLONIAL NAT'L MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 418 Spring Ridge Ct was $5,776.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,776.00	$717,540 Land $282,300 Building $435,240	$717,540 Land $282,300 Building $435,240
2023	$5,369.00	$613,700 Land $232,300 Building $381,400	$613,700 Land $232,300 Building $381,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Spring Ridge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Spring Ridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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