Okaloosa County property record for 418 Snapper Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 1982 |
| Lot Size | 0.244 acres (10,618 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (May 2025) |
| Tax Bill | $1,144 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Aug 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-7324-9 |
| Primary APN | C56-000-589-7324-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 2,246 sqft |
| 1st Floor Area | 1,452 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,618 sqft (0.244 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 418 SNAPPER DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTWOOD 9TH ADD LOT 6 BLK 5 |
| Legal Subdivision | EASTWOOD 9TH ADD |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 23306 |
Source: Okaloosa County records · APN C56-000-589-7324-9
Assessment roll updated December 31, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 GULF WINDS CT, 1, DESTIN, FL 32541-5072 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 27, 2025 | Warranty Deed, Transfer · Commercial Mortgage RENASANT BANK |
| Aug 31, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| May 19, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 19, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2025 · Amount on Record |
| Deed Sale | May 27, 2025 · Amount on Record |
| Deed Document Number | 20253756155 |
| Prior Transfer Date | Jun 11, 2021 |
| Prior Transfer Doc | 0035703243 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 27, 2025 |
| Property Address | 418 SNAPPER DR, DESTIN, FL 32541-2214 |
| Document Number | 0003756155 |
| Map Reference | MB 5 PG 133 |
| Instrument Date | May 19, 2025 |
| Instrument | 3756155 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ARK TITLE SERVICES LLC, AQUARK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 428, CASHIERS, NC 28717-0428 |
| Name | Verified Name |
|---|---|
| Address | 115 GULF WINDS CT, DESTIN, FL 32541-5071 |
| Document Number | 0003756156 |
|---|---|
| Date | May 27, 2025 |
| Instrument | 3756156 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 31, 2021 |
| Property Address | 418 SNAPPER DR, DESTIN, FL 32541-2214 |
| Document Number | 0035703243 |
| Book / Page | 3570 / 3243 |
| Map Reference | MB 5 PG 133 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 3484868 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 418 SNAPPER DR, DESTIN, FL 32541-2214 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 418 SNAPPER DR, DESTIN, FL 32541-2214 |
| Document Number | 0033011602 |
| Book / Page | 003301 / 001602 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2017 |
| Name | Verified Name |
|---|---|
| Address | 418 SNAPPER DR DESTIN FL 325412214, DESTIN, FL 32541-2214 |
| Document Number | 0033011602 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 003301/001602 |
| Instrument | 3137588 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | May 25, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.76% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 418 SNAPPER DR, DESTIN, FL 32541-2214 |
| Document Number | 0033011586 |
| Book / Page | 003301 / 001586 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2017 |
| Name | Verified Name |
|---|---|
| Address | 418 SNAPPER DR DESTIN FL 325412214, DESTIN, FL 32541-2214 |
| Document Number | 0033011586 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 003301/001586 |
| Instrument | 3137587 |
| Name | NATIONWIDE EQUITIES |
|---|---|
| Type | Funding / Finance Company |
| Address | MAHWAH, NJ 07495 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | May 25, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.76% |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,144.00 (+7.12%) | $135,642 (+5.99%) | $335,876 (+4.29%) Land $145,583 Building $190,293 |
| 2023 | $1,068.00 (+3.29%) Homeowner's exemption | $127,980 (+3%) | $322,054 (+7.82%) Land $132,096 Building $189,958 |
| 2022 | $1,034.00 Homeowner's exemption | $124,252 | $298,685 Land $120,087 Building $178,598 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 337 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures