Bergen County and Ridgewood Village property record for 418 Smith Pl, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,646 sqft · built 1929 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,000 (Apr 2012) |
| Tax Bill | $17,198 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-01703-0000-00040 |
| Primary APN | 51-01703-0000-00040 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,646 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,581 sqft (0.197 acres) |
| Lot Dimensions | 126 ft deep x 68 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 418 SMITH PL |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .197 AC |
| Legal Block | 1703 |
| Legal Lot Number | 40 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 47200 |
418 Smith Pl is owned and occupied by two individuals who bought it in April 2012.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 SMITH PL, RIDGEWOOD, NJ 07450-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2012 · Amount on File |
| Deed Sale | Apr 30, 2012 · Amount on File |
| Prior Sale | Jul 24, 2008 · Amount on File |
| Deed Document Number | 201241209 |
| Deed Book / Page | 1026 / 1896 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 418 Smith Pl was $17,198, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $595,100 (-) Land $311,400 Building $283,700 | $595,100 (-) Land $311,400 Building $283,700 | |
| 2025 | $17,198.00 (+0.73%) | $595,100 Land $311,400 Building $283,700 | $595,100 Land $311,400 Building $283,700 |
| 2024 | $17,073.00 | ||
| 2023 | $595,100 Land $311,400 Building $283,700 | $595,100 Land $311,400 Building $283,700 | |
| 2022 | $16,264.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Smith Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 418 Smith Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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