418 Scott Ave, Gilby, ND 58235 Property Records

Grand Forks County property record for 418 Scott Ave, Gilby, ND 58235

Property Summary

Property Type	Single Family Home
Details	built 1962
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$179,002 (Mar 2024)
Tax Bill	$2,614 (2025)
Deeds & Mortgages	Nov 2020 Refinance Apr 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43290100004001`

Property Details

APN / Parcel Number

Primary APN	`43290100004001`

Interior

Stories	1 Story

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Street Address	418 SCOTT AVE
City	GILBY
State	ND
Zip	58235-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: 432901 BLK: 13 LOT: 4,5,6 SCOTT'S ADDITION S1/2 L4 & ALL L5&6 BLK 13
Legal Subdivision	SCOTTS ADDITION
Legal Block	13
Legal Lot Number	4,5,6
Jurisdiction	GRAND FORKS ND
Township / Civil Division	GILBY
Census Block Group	1
Census Block	1314
Census Tract	11400

Owner

Source: Grand Forks County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 142, GILBY, ND 58235-0142
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GATE CITY BANK
Apr 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Mar 8, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Apr 4, 2007
Deed Document Number	2024839301
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	418 SCOTT AVE, GILBY, ND 58235-3543
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000808171
Date	Nov 25, 2020
Instrument	808171

Lender

Name	GATE CITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	418 SCOTT AVE, GILBY, ND 58235-3543
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000847235
Date	Apr 3, 2025
Instrument	847235

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Apr 1, 2049

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Mar 8, 2024
Property Address	418 SCOTT AVE, GILBY, ND 58235-3543
Document Number	0000839301
Instrument Date	Feb 22, 2024
Instrument	839301
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 142, GILBY, ND 58235-0142

Mortgage

Document Number	0000839302
Date	Mar 8, 2024
Instrument	839302

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Gilby City
Unified School District	Midway Public School District 128 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,614.00 (+60.76%)	$85,400 (+3.02%) Land $6,600 Building $78,800	$170,800 (+3.02%) Land $13,200 Building $157,600
2024	$1,626.00 (+9.49%)	$82,900 (+98.33%)	$165,800 (+98.33%)
2023	$1,485.00	$41,800 Land $3,750 Building $38,050	$83,600 Land $7,500 Building $76,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1997–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 93% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGASSIZ WATER USERS DISTRICT private · serves 3,438 people · EPA ID ND1801056
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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