Sarasota County property record for 418 Sapphire Dr, Sarasota, FL 34234
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft · built 1955 |
| Lot Size | 0.189 acres (8,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,080,000 (Aug 2026) |
| Tax Bill | $11,592 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 2003-09-0004 |
| Primary APN | 2003-09-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 1,994 sqft |
| 1st Floor Area | 1,724 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,216 sqft (0.189 acres) |
| Lot Dimensions | 139 ft deep x 62 ft wide |
| View / Lot | Mainland |
| Garage Type | Detached |
| Garage Area | 322 sqft |
| Pool Area | 260 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 942 sqft |
| Deck Area | 242 sqft |
| Patio Area | 400 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2003090004 |
|---|---|
| Street Address | 418 SAPPHIRE DR |
| City | SARASOTA |
| State | FL |
| Zip | 34234-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | LOT 1 BLK C SAPPHIRE SHORES |
| Legal Range | 17E |
| Legal Township | 36S |
| Legal Section | 02 |
| Legal Subdivision | SAPPHIRE SHORES BLKS B C D & K |
| Legal Tract | 378 |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 900 |
418 Sapphire Dr is owned and occupied by an individual who bought it in August 2026.
Source: Sarasota County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 SAPPHIRE DR, SARASOTA, FL 34234-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Jul 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jan 28, 2019 | Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Jan 4, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on File |
| Deed Sale | Aug 28, 2026 · Amount on File |
| Prior Sale | Jul 24, 2023 · Amount on File |
| Deed Document Number | 2026117583 |
| Prior Transfer Date | Jan 23, 2019 |
| Prior Transfer Doc | 0000010179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Aug 28, 2026 |
| Property Address | 418 SAPPHIRE DR, SARASOTA, FL 34234-2724 |
| Document Number | 0000117583 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 2026117583 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $763,560.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 SAPPHIRE DR, SARASOTA, FL 34234-2724 |
| Document Number | 0000117584, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 2026117584 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jul 24, 2023 |
| Property Address | 418 SAPPHIRE DR, SARASOTA, FL 34234-2724 |
| Document Number | 0000116387 |
| Map Reference | MB1PG153154173175176 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2023116387 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5450 LA JOLLA BLVD UNIT 302, 302, LA JOLLA, CA 92037-7689 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 156 SHERIDAN RD, WINNETKA, IL 60093-1540 |
| Document Number | 0000116388 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 2023116388 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.37% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.37% |
| Max Rate At Change | 11.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 14.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 418 SAPPHIRE DR, SARASOTA, FL 34234-2724 |
| Document Number | 0000010179 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 10179 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1038 FRYER CREEK DR SONOMA CA 954767574, SONOMA, CA 95476-7574 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jan 4, 2019 |
| Property Address | 418 SAPPHIRE DR, SARASOTA, FL 34234-2724 |
| Document Number | 0000001478 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 1478 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,725.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1038 FRYER CREEK DR SONOMA CA 954767574, SONOMA, CA 95476-7574 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 418 SAPPHIRE DR, SARASOTA, FL 34234-2724 |
| Document Number | 0000044834 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2017 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 418 SAPPHIRE DR SARASOTA FL 342342724, SARASOTA, FL 34234-2724 |
| Document Number | 0000044834 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 44834 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2047 |
The 2025 property tax bill for 418 Sapphire Dr was $11,592.
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | Sarasota City |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,592.00 | $748,100 Land $350,000 Building $398,100 | $748,100 Land $350,000 Building $398,100 |
| 2023 | $10,473.00 (+2.31%) | $725,429 (+3%) | $790,400 (+12.22%) Land $390,700 Building $399,700 |
| 2022 | $10,237.00 Homeowner's exemption | $704,300 Land $336,700 Building $367,600 | $704,300 Land $336,700 Building $367,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Sapphire Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 123 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 4 condo units |
| Nearby Flood Claims | 93 (1980–2024) |
| Claims Outside the SFHA | 6 of 93 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 418 Sapphire Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA-CITY OF serves 55,364 people · EPA ID FL6580326 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures