418 Saint Croix Dr, Laredo, TX 78045 Property Records

Webb County property record for 418 Saint Croix Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,931 sqft · built 1993
Lot Size	0.147 acres (6,380 sqft)
Owner	2 Individual Names on File
Last Sale	$166,100 (Aug 2018)
Tax Bill	$513 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`965-21004-148`

Property Details

APN / Parcel Number

Primary APN	`965-21004-148`
Alternative APNs	`231907A` `231907`

Interior

Stories	1 Story
Building Area	1,931 sqft Living Area
1st Floor Area	1,931 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,380 sqft (0.147 acres)
Lot Dimensions	110 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	380 sqft
Porch	Open Porch
Porch Area	134 sqft

Location & Zoning

Street Address	418 SAINT CROIX DR
City	LAREDO
State	TX
Zip	78045-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 148 BLK 4 LAS BRISAS III UNDIVIDED INTEREST PROPERTY - UDI: 50.000000%
Legal Subdivision	LAS BRISAS I, II
Legal Block	4
Legal Lot Number	148
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1011
Census Tract	1724

Owner

418 Saint Croix Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 SAINT CROIX DR, LAREDO, TX 78045-8017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2018	Vendor's Lien, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Deed Document Number	20181338291
Deed Book / Page	4470 / 544
Prior Transfer Date	Aug 27, 2018
Prior Transfer Doc	004470/544
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	418 SAINT CROIX DR, LAREDO, TX 78045-8017
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00004973/1
Date	Mar 10, 2021
Book Page	4973/1
Instrument	1421087

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Feb 1, 2049

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 28, 2018
Property Address	418 SAINT CROIX DR, LAREDO, TX 78045-8017
Document Number	004470/544
Book / Page	4470 / 544
Map Reference	VOL 11 PG 60
Instrument Date	Aug 27, 2018
Instrument	1338291
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 SAINT CROIX DR, LAREDO, TX 78045-8017

Mortgage

Document Number	0001338292
Date	Aug 28, 2018
Instrument	1338292

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 418 Saint Croix Dr was $513 with exemptions applied, down 10.2% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,448 (-0.53%) Land $38,472 Building $95,976	$134,448 (-0.53%) Land $38,472 Building $95,976
2025	$513.00 (-10.16%) Homeowner's exemption Senior Citizen's exemption	$135,170 Land $38,472 Building $96,698	$135,170 Land $38,472 Building $96,698
2024	$571.00
2023		$248,341 Land $72,222 Building $176,119	$248,341 Land $72,222 Building $176,119
2022	$1,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Saint Croix Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 418 Saint Croix Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone, T-Mobile.

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