418 S Main St, Amboy, IN 46911 Property Records

Miami County property record for 418 S Main St, Amboy, IN 46911

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,560 sqft · built 1890
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,723 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-25632-00`

Property Details

APN / Parcel Number

Primary APN	`010-25632-00`
Alternative APNs	`52-15-23-400-049.000-010` `01265220508`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	2,560 sqft
Attic	Attic
Attic Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1981
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	231 ft deep x 189 ft wide
Terrain	High
Garage Type	Mixed
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Pool Area	392 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	01265220508
Street Address	418 S MAIN ST
City	AMBOY
State	IN
Zip	46911-9291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	010-25632-00 PT SE1/4 23-25-5 1.00 ACRE DA 544/569/687 19 256 03200
Jurisdiction	MIAMI IN
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3042
Census Tract	952600

Owner

418 S Main St is owned and occupied by two individuals.

Source: Miami County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 285, AMBOY, IN 46911-0285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS BANK & TRUST
Sep 19, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	418 S MAIN ST, AMBOY, IN 46911-9291
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180522870
Date	Jul 16, 2018
Instrument	20180522870

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 9, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	418 S MAIN ST, AMBOY, IN 46911-9291
Transaction Type	Mortgage
Record Updated	Sep 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 20170524118
Date	Sep 19, 2017
Instrument	20170524118

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	Converse, IN 46919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 14, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 418 S Main St was $2,723 with a homeowner's exemption, up 9.1% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Amboy Town
County	Miami County
County Subdivision	Jackson Township
Unified School District	Oak Hill United School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,723.00 (+9.14%) Homeowner's exemption	$205,500 (+33.96%) Land $10,400 Building $195,100	$205,500 (+33.96%) Land $10,400 Building $195,100
2024	$2,495.00 (+55.55%) Homeowner's exemption	$153,400 (-1.1%) Land $10,400 Building $143,000	$153,400 (-1.1%) Land $10,400 Building $143,000
2023	$1,604.00 (-43.78%)	$155,100 (-0.64%) Land $10,400 Building $144,700	$155,100 (-0.64%) Land $10,400 Building $144,700
2022	$2,853.00	$156,100 Land $10,400 Building $145,700	$156,100 Land $10,400 Building $145,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 S Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2013–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sweetser Rural Telephone Company Fiber	1,000 / 1,000
Skyewaves Fixed Wireless	100 / 100

May also be available: Good Connections.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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