418 S Cole St, Lima, OH 45805 Property Records

Allen County property record for 418 S Cole St, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,879 sqft · built 1913
Lot Size	0.346 acres (15,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Nov 2005)
Tax Bill	$4,511 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit May 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-3509-15-015.000`

Property Details

APN / Parcel Number

Primary APN	`36-3509-15-015.000`
Alternative APN	`M3836350915015000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,879 sqft Living Area
Gross Area	5,958 sqft
1st Floor Area	1,997 sqft
Upper Floors Area	1,882 sqft
Basement Area	1,849 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Lot Area	15,072 sqft (0.346 acres)
Lot Dimensions	195 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	681 sqft
Deck Area	360 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	418 S COLE ST
City	LIMA
State	OH
Zip	45805-3367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD SUBDIVISION PT 125 & 126 & 1/2 ALLEY FF 75.00 JOINT TEN
Legal Subdivision	LAKEWOOD SUBDIVISION
Legal Lot Number	125
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2007
Census Tract	13200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 S COLE ST, LIMA, OH 45805-3367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 14, 2025	Transfer on Death Deed, Transfer
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
May 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2005 · Amount on Record
Deed Sale	Nov 10, 2005 · Amount on Record
Prior Sale	Aug 23, 2000 · Amount on Record
Deed Document Number	200520090
Deed Book / Page	949 / 603
Last Transfer Date	May 12, 2025
Transfer Doc	0000004286
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	418 S COLE ST, LIMA, OH 45805-3367
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 SCOLE ST, LIMA, OH 45805

Mortgage

Document Number	8300007886
Date	Aug 30, 2024
Book Page	2024/7886
Instrument	202408300007886

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2054

Interest

Change Frequency	Monthly

May 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	May 14, 2025
Property Address	418 S COLE ST, LIMA, OH 45805-3367
Document Number	5140004331
Book / Page	2025 / 4331
Map Reference	VOL 10 PG 260
Instrument Date	May 14, 2025
Instrument	202505140004331
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 S COLE ST, LIMA, OH 45805-3367

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	418 S COLE ST, LIMA, OH 45805-3367
Document Number	0000013265
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 S COLE ST LIMA OH 458053367, LIMA, OH 45805-3367

Mortgage

Document Number	0000013265
Date	Oct 27, 2020
Instrument	13265

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	418 S COLE ST, LIMA, OH 45805-3367
Document Number	0000008674
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 S COLE ST LIMA OH 458053367, LIMA, OH 45805-3367

Mortgage

Document Number	0000008674
Date	Jul 30, 2020
Instrument	8674

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 29, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	418 S COLE ST, LIMA, OH 45805-3367
Document Number	0000005047
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 S COLE ST LIMA OH 458053367, LIMA, OH 45805-3367

Mortgage

Document Number	0000005047
Date	May 7, 2018
Instrument	5047

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 6, 2033

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,511.00	$127,230 (-) Land $7,000 Building $120,230	$363,500 (-) Land $20,000 Building $343,500
2024	$4,511.00 (+7.43%)	$127,230 (+22.96%) Land $7,000 Building $120,230	$363,500 (+22.97%) Land $20,000 Building $343,500
2023	$4,199.00 (-0.69%)	$103,470 (-) Land $5,710 Building $97,760
2022	$4,228.00	$103,470 Land $5,710 Building $97,760
2021			$295,600 Land $16,300 Building $279,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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