418 S 8th St, Murray, KY 42071 Property Records

Calloway County property record for 418 S 8th St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	1,706 sqft
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (May 2022)
Tax Bill	$535 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-0-0012-00013`

Property Details

APN / Parcel Number

Primary APN	`007-0-0012-00013`
Alternative APNs	`102172` `92983` `92982`

Interior

Stories	1 Story
Building Area	1,706 sqft Living Area

Exterior

Exterior Material	Stone
Construction Type	Manufactured
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	350 ft deep x 85 ft wide
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Solar

Location & Zoning

Account Number	102172
Street Address	418 S 8TH ST
City	MURRAY
State	KY
Zip	42071-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	418 S 8TH
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2004
Census Tract	10500

Owner

418 S 8th St is owned by two individuals who bought it in May 2022.

Source: Calloway County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	457 RIDGESTONE DR, FRANKLIN, TN 37064-5573
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
May 10, 2022	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Deed Document Number	2022657118
Deed Book / Page	1370 / 59
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jan 3, 2024
Property Address	418 S 8TH ST, MURRAY, KY 42071-2407
Document Number	001442/371
Book / Page	1442 / 371
Map Reference	MB 27 PG 129
Instrument Date	Dec 29, 2023
Instrument	687306
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 S 8TH ST, MURRAY, KY 42071-2407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	457 RIDGESTONE DR, FRANKLIN, TN 37064-5573

Mortgage

Document Number	0000687307
Date	Jan 3, 2024
Instrument	687307

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 10, 2022
Property Address	418 S 8TH ST, MURRAY, KY 42071-2407
Document Number	0001370/59
Book / Page	1370 / 59
Instrument Date	May 6, 2022
Instrument	657118
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 S 8TH ST, MURRAY, KY 42071-2407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	418 S 8TH ST, MURRAY, KY 42071-2407

Mortgage

Document Number	0000657119
Date	May 10, 2022
Instrument	657119

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0001370/77
Date	May 10, 2022
Book Page	1370/77
Instrument	657120

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 418 S 8th St was $535.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$535.00	$143,200	$143,200
2023	$438.00 (+852.17%)	$115,000 (+155.56%)	$115,000 (+155.56%)
2022	$46.00 Homeowner's exemption	$45,000	$45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 418 S 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 S 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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