418 S 7th St, Cambridge, OH 43725 Property Records

Guernsey County property record for 418 S 7th St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,137 sqft
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$176,500 (Mar 2025)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0006028.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006028.000`
Alternative APN	`002561-2`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
1st Floor Area	1,137 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Frame
Roof Material	Shingle
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	120 ft deep x 42 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Porch	Porch
Porch Area	176 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002561-2
Street Address	418 S 7TH ST
City	CAMBRIDGE
State	OH
Zip	43725-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-20 PT OL 12 A. O. LONG
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	A O LONG
Legal Tract	2
Legal Lot Number	12
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2058
Census Tract	977300

Owner

418 S 7th St is owned and occupied by an individual who bought it in March 2025.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	418 S 7TH ST, CAMBRIDGE, OH 43725-2608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jan 23, 2020	Warranty Deed, Transfer NORWEST TITLE, NORTHWEST TITLE
Nov 12, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2025 · Amount on File
Deed Sale	Mar 6, 2025 · Amount on File
Prior Sale	Jan 23, 2020 · Amount on File
Deed Document Number	20251723
Deed Book / Page	603 / 1911
Prior Transfer Date	May 30, 2012
Prior Transfer Doc	00490/1656
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	418 S 7TH ST, CAMBRIDGE, OH 43725-2608
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	BENNETT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9859 CLAY PIKE, BYESVILLE, OH 43723-9508

Mortgage

Document Number	573/5756
Date	Feb 18, 2021
Book Page	573/5756
Instrument	202100000919

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	CAMBRIDGE, OH 43725

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jan 23, 2020
Property Address	418 S 7TH ST, CAMBRIDGE, OH 43725-2608
Document Number	00566/5400
Book / Page	566 / 5400
Instrument Date	Jan 15, 2020
Instrument	202000000389
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	NORWEST TITLE, NORTHWEST TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 S 7TH ST, CAMBRIDGE, OH 43725-2608

November 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	GUERNSEY OH
Recording Date	Nov 12, 2019
Property Address	418 S 7TH ST, CAMBRIDGE, OH 43725-2608
Document Number	00565/4614
Book / Page	565 / 4614
Instrument Date	Nov 6, 2019
Instrument	201900006342
Transaction Type	Foreclosure
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 5TH ST, EUREKA, CA 95501-0305

Tax Assessment & Valuation

The 2025 property tax bill for 418 S 7th St was $1,353, down 1.3% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,353.00 (-1.31%)	$26,877 (-) Land $3,255 Building $23,622
2024	$1,371.00 (+11.46%)	$26,877 (+17.13%) Land $3,255 Building $23,622	$76,790 Land $9,300 Building $67,490
2023	$1,230.00 (+5.67%)	$22,946 (-0.02%) Land $2,779 Building $20,167
2022	$1,164.00	$22,950 Land $2,780 Building $20,170	$65,560 (-) Land $7,940 Building $57,620
2021			$65,560 Land $7,940 Building $57,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 418 S 7th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1981–2004)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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