418 Rust Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 418 Rust Ave, Big Rapids, MI 49307 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1940
Square Footage	1,986 sqft Total Area
Lot Size	29,098 sqft (0.668 acres)
Occupancy	Owner Occupied
Last Sale	$336,000 (2026)
Tax Bill	$4,083.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`17-15-227-001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	1,986 sqft Total Area
Basement Area	950 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Lot Area	29,098 sqft (0.668 acres)
Depth X Width	232 ft x 125 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	572 sqft Garage
Deck Area	152 sqft Deck
Porch Area	24 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	418 RUST AVE
City	BIG RAPIDS
State	MI
Zip	49307-1730
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	000418 RUST AVENUE: ASSESSOR'S PLAT #1 -- BLK 10, THE W 100 FT OF LOT 2 EXC THE N 25 FT THRF, LOT 5 EXC THE S 19.25 FT OF THE
Legal Subdivision	HUTCHINSON'S ADDITION
Legal Block	10
Legal Lot Number	2,5,14
Jurisdiction	MECOSTA MI
Minor Civil Division	BIG RAPIDS
Census Blockgroup	4
Census Block	4015
Census Tract	960600

Owner

Source: Mecosta County records · APN 17-15-227-001

Assessment roll updated July 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8597 W DEER RUN, BALDWIN, MI 49304-8971
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 07, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Mar 17, 2011	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHERN MICHIGAN
Feb 22, 2016	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHERN MICHIGAN
Sep 04, 2020	Deed of Trust, Mortgage · Veterans Administration Mortgage INDEPENDENT BANK
Jan 10, 2025	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 10, 2011	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
Sep 04, 2020	Deed of Trust, Mortgage · Veterans Administration Mortgage INDEPENDENT BANK
Jul 18, 2018	Warranty Deed, Transfer · Veterans Administration Mortgage INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	May 06, 2025 · Amount on Record
Deed Doc Number	20263036
Deed Book / Page	940 / 1950
Record Refreshed	Sep 20, 2026

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730
Transaction Type	Mortgage
Record Updated	May 05, 2026
Title Company	LAKELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00827/0889
Date	Nov 07, 2012
Book Page	827/0889
Instrument	201200009102

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2042

Interest

Rate Type	Fixed Rate
Rate	2.25%
Type Change Date	Nov 01, 2017
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	7.25%

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730
Transaction Type	Mortgage
Record Updated	May 05, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00809/0005
Date	Mar 17, 2011
Book Page	809/0005
Instrument	201100001838

Lender

Name	FIFTH THIRD BANK NORTHERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730
Transaction Type	Mortgage
Record Updated	May 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00862/0256
Date	Feb 22, 2016
Book Page	862/0256
Instrument	201600000982

Lender

Name	FIFTH THIRD BANK NORTHERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730
Transaction Type	Mortgage
Record Updated	May 05, 2026
Title Company	INDEPENDENT TITLE, INDEPENDENT TMITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00905/3706
Date	Sep 04, 2020
Book Page	905/3706
Instrument	202000006491

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	48525

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Aug 01, 2048

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730
Transaction Type	Mortgage
Record Updated	May 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730

Mortgage

Document Number	00932/5227
Date	Jan 10, 2025
Book Page	932/5227
Instrument	202500000158

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Jul 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730
Transaction Type	Mortgage
Record Updated	May 05, 2026
Title Company	CORPORATE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00808/2384
Date	Mar 10, 2011
Book Page	808/2384
Instrument	201100001654

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2021

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Apr 23, 2026
Property Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730
Document Number	0000003036
Book / Page	940 / 1950
Instrument Date	Apr 13, 2026
Instrument	2026.3036
Transaction Type	Transfer
Record Updated	May 04, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003037,
Date	Apr 23, 2026
Instrument	2026..3037

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Apr 23, 2026
Property Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730
Document Number	00940/1950
Book / Page	940 / 1950
Instrument Date	Apr 13, 2026
Instrument	20263036
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003037,
Date	Apr 23, 2026
Instrument	20263037

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 13, 2022
Property Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730
Document Number	00919/4722
Book / Page	919 / 4722
Map Reference	LB 5 PG 199
Instrument Date	Jul 11, 2022
Instrument	202200005666
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 RUST AVE, 418, BIG RAPIDS, MI 49307-1730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730

Mortgage

Document Number	202200005667
Date	Jul 13, 2022
Instrument	202200005667

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INDEPENDENT TMITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	905/3706
Date	Sep 04, 2020
Book Page	905/3706
Instrument	202000006491

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	48525

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Aug 01, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 18, 2018
Property Address	418 RUST AVE, BIG RAPIDS, MI 49307-1730
Document Number	889/1505
Book / Page	889 / 1505
Map Reference	LB5 PG199
Instrument Date	Jul 16, 2018
Instrument	201800005763
Transaction Type	Transfer
Record Updated	Jul 05, 2021
Title Company	NOT AVAILABLE, LAKELAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 RUST AVE, 418, BIG RAPIDS, MI 49307-1730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18556 96TH AVE E, PUYALLUP, WA 98375-6330

Mortgage

Document Number	201800005764
Date	Jul 18, 2018
Instrument	201800005764

Lender

Name	INDEPENDENCE BANK
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Mecosta County records · Assessment roll updated July 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,300 (+26.5%)	$260,600 (+26.5%)
2024	$4,083.00
2023		$103,000	$206,000