418 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 418 Ruff Dr, Monroe, MI 48162

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,736 sqft · built 1955
Lot Size0.56 acres (24,394 sqft)
Owner2 Company Names on File
Tax Bill$953 (2025)
Deeds & MortgagesJul 2026 Transfer
Mar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN07-978-035-00

Property Details

APN / Parcel Number

Primary APN07-978-035-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Building Area1,736 sqft Living Area
1st Floor Area1,736 sqft
Basement Area1,352 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions232 ft deep x 105 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address418 RUFF DR
CityMONROE
StateMI
Zip48162-3525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A-RESIDE
Legal DescriptionF34B-5 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 2 LOT 35 & THE N 10 FT OF LOT 34.
Legal Range08E
Legal Township06S
Legal Section25
Legal SubdivisionWOODRUFF HEIGHTS 2
Legal Lot Number34-35
JurisdictionMONROE MI
Township / Civil DivisionFRENCHTOWN
Census Block Group3
Census Block3002
Census Tract831400

Owner

Source: Monroe County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address418 RUFF DR, MONROE, MI 48162-3525
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 20, 2018Loan Modification, Mortgage · Line of Credit
MONROE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 9, 2026
Transfer Doc0000012242
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE MI
Recording DateJul 10, 2026
Property Address418 RUFF DR, MONROE, MI 48162-3525
Document Number0000012242
Instrument DateJul 9, 2026
Instrument202612242
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address418 RUFF DR, MONROE, MI 48162-3525

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE MI
Property Address418 RUFF DR, MONROE, MI 48162-3525
Document Number0000004918
Instrument DateMar 20, 2018
Transaction TypeMortgage
Record UpdatedApr 26, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address418 RUFF DR MONROE MI 481623525, MONROE, MI 48162-3525

Mortgage

Document Number0000004918
DateMar 27, 2018
Instrument4918
Lender
NameMONROE BK
TypeBank
AddressMONROE, MI 48161
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 26, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionFrenchtown Township
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$165,100 (+6.52%)$330,200 (+6.52%)
2025$953.00 (-60.37%) Homeowner's exemption$155,000 (+18.23%) Land $155,000$310,000 (+18.23%) Land $310,000
2023$2,405.00 Homeowner's exemption$131,100$262,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Most Recent ClaimOct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Broadband
Fixed Wireless
150 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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