Rowan County property record for 418 Ross St, China Grove, NC 28023
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,916 sqft · built 2002 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Jan 2020) |
| Tax Bill | $3,566 (2026) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 100 078 |
| Primary APN | 100 078 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,916 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Basement Area | 1,458 sqft |
| Finished Basement | 1,458 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 34,412 sqft (0.79 acres) |
| Lot Dimensions | 150 ft deep x 237 ft wide |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 418 ROSS ST |
|---|---|
| City | CHINA GROVE |
| State | NC |
| Zip | 28023-2140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1:SINGLE |
| Legal Description | L10-15 SWARINGEN HEIGHTS MAP2 |
| Legal Subdivision | SWARINGEN HEIGHTS |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 51700 |
418 Ross St is owned and occupied by an individual who bought it in January 2020.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 ROSS ST, CHINA GROVE, NC 28023-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2020 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2020 · Amount on File |
| Deed Sale | Jan 6, 2020 · Amount on File |
| Prior Sale | Nov 1, 2017 · Amount on File |
| Deed Book / Page | 1341 / 200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 6, 2020 |
| Property Address | 418 ROSS ST, CHINA GROVE, NC 28023-2140 |
| Document Number | 0013410200 |
| Book / Page | 1341 / 0200 |
| Map Reference | MAP 995 PG 711-B |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 13410201 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 1341/0201 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 1, 2017 |
| Property Address | 418 ROSS ST, CHINA GROVE, NC 28023-2140 |
| Document Number | 0012990242 |
| Book / Page | 1299 / 0242 |
| Map Reference | MAP 9995 PG 711-B |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 418 ROSS ST, 418, CHINA GROVE, NC 28023-2140 |
| Name | Verified Name |
|---|---|
| Address | 418 ROSS ST, CHINA GROVE, NC 28023-2140 |
| Document Number | 12990243 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 1299/0243 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Number | 0012990244 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 1299/0244 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 418 Ross St was $3,566.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | China Grove Town |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,566.00 | $330,255 Land $41,600 Building $288,655 | $330,255 Land $41,600 Building $288,655 |
| 2023 | $3,566.00 | $330,255 Land $41,600 Building $288,655 | $330,255 Land $41,600 Building $288,655 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Ross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 418 Ross St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHINA GROVE serves 4,895 people · EPA ID NC0180040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 15 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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