Guadalupe County property record for 418 River Rd, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 978 sqft · built 1970 |
| Lot Size | 0.207 acres (9,026 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,382 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2026 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 1G2610000401700000 |
| Primary APN | 1G2610000401700000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 978 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 978 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Lot Area | 9,026 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 36 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 418 RIVER RD |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-2431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 17 BLK: 4 ADDN: RIO VISTA |
| Legal Subdivision | RIO VISTA |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 210705 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 13153 HALLIE DAWN, SCHERTZ, TX 78154-0348 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OAKTREE FUNDING CORP |
| May 6, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 |
| Deed Sale | May 6, 2026 |
| Prior Sale | Apr 12, 2010 |
| Deed Document Number | 202611870 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 418 RIVER RD, SCHERTZ, TX 78154-2431 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 13153 HALLIE DAWN, SCHERTZ, TX 78154-0348 |
| Document Number | 0099003295 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 202699003295 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHANDLER, AZ 85226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Prepayment Penalty | 48 Months |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 6, 2026 |
| Property Address | 418 RIVER RD, SCHERTZ, TX 78154-2431 |
| Document Number | 0000011870 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202611870 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 13153 HALLIE DAWN, SCHERTZ, TX 78154-0348 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,792 (-22.03%) Land $51,473 Building $45,319 | $96,792 (-22.03%) Land $51,473 Building $45,319 | |
| 2025 | $2,382.00 (-30.88%) | $124,134 (-28.76%) Land $29,765 Building $94,369 | $124,134 (-28.76%) Land $29,765 Building $94,369 |
| 2024 | $3,446.00 (+1.47%) | ||
| 2023 | $3,396.00 (-12.9%) | $174,237 Land $40,026 Building $134,211 | $174,237 Land $40,026 Building $134,211 |
| 2022 | $3,899.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (1991–2015) |
| Claims Outside the SFHA | 11 of 25 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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