418 Rand St, San Mateo, CA 94401 Property Records

San Mateo County property record for 418 Rand St, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1950
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$970,000 (Mar 2021)
Tax Bill	$13,815 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`033-266-030`

Property Details

APN / Parcel Number

Primary APN	`033-266-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,020 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	418 RAND ST
City	SAN MATEO
State	CA
Zip	94401-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	LOT 9 BLOCK 2 SHORE VIEW TRACT MAP NO 8 RSM 30/25 26 27 28 CITY OF SAN MATEO
Legal Subdivision	SHORE VIEW TRACT MAP NO 8
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2000
Census Tract	607701

Owner

418 Rand St is owned and occupied by two individuals who bought it in March 2021.

Source: San Mateo County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 RAND ST, SAN MATEO, CA 94401-3032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit PACIFIC SERVICE CU
Oct 18, 2022	Deed of Trust, Mortgage PACIFIC SERVICE CU
Mar 3, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on File
Deed Sale	Mar 3, 2021 · Amount on File
Deed Document Number	202135215
Prior Transfer Date	Jun 1, 2011
Prior Transfer Doc	0000078075
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	418 RAND ST, SAN MATEO, CA 94401-3032
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 RAND ST, SAN MATEO, CA 94401-3032

Mortgage

Document Number	0000009990
Date	Feb 27, 2026
Instrument	2026-009990

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	CONCORD, CA 94520

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	418 RAND ST, SAN MATEO, CA 94401-3032
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 RAND ST, SAN MATEO, CA 94401-3032

Mortgage

Document Number	0000073947
Date	Oct 18, 2022
Instrument	2022-073947

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	WALNUT CREEK, CA 94596

Agreement

Amount	Amount on Record

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 3, 2021
Property Address	418 RAND ST, SAN MATEO, CA 94401-3032
Document Number	0000035215
Map Reference	MB 30 PG 25-28
Instrument Date	Feb 22, 2021
Instrument	2021-035215
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,917.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	418 RAND ST, SAN MATEO, CA 94401-3032

Mortgage

Document Number	0000035216
Date	Mar 3, 2021
Instrument	2021-035216

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Mortgage

Document Number	0000035217
Date	Mar 3, 2021
Instrument	2021-035217

Lender

Name	GEORGIA BANKING CO
Type	Bank
Address	ATLANTA, GA 30339

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 418 Rand St was $13,815, up 1.7% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,070,954 (+2%) Land $949,507 Building $121,447
2025	$13,815.00 (+1.68%)	$1,049,956 Land $930,890 Building $119,066
2024	$13,587.00 (+2.81%)
2023	$13,215.00 (+1.54%)	$1,009,188 Land $894,744 Building $114,444	$1,268,010
2022	$13,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Rand St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1978–2004)
Most Recent Claim	Nov 2004
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 418 Rand St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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