418 Providence St, Delta, OH 43515 Property Records

Fulton County property record for 418 Providence St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 920 sqft · built 1925
Lot Size	0.141 acres (6,151 sqft)
Owner	Individual Name on File
Tax Bill	$2,193 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-060424-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-060424-00.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Upper Floors Area	494 sqft
Attic	Attic
Attic Area	329 sqft
Basement Area	824 sqft
Unfinished Basement	824 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,151 sqft (0.141 acres)
Lot Dimensions	150 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	189 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	418 PROVIDENCE ST
City	DELTA
State	OH
Zip	43515-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WHITES ADDITION W41.38 E147.2 LOT 34
Legal Range	00
Legal Township	00
Legal Section	34
Legal Subdivision	WHITES ADDITION
Legal Lot Number	34
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	2
Census Block	2029
Census Tract	40400

Owner

418 Providence St is owned and occupied by an individual who acquired it in January 1990.

Source: Fulton County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	418 PROVIDENCE ST, DELTA, OH 43515-1308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 23, 2020	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Apr 26, 2021
Property Address	418 PROVIDENCE ST, DELTA, OH 43515-1308
Document Number	366/2480
Book / Page	366 / 2480
Instrument Date	Apr 22, 2021
Instrument	202100002402
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 PROVIDENCE ST, DELTA, OH 43515-1308

Mortgage

Document Number	202100002403
Date	Apr 26, 2021
Instrument	202100002403

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	FULTON OH
Recording Date	Dec 23, 2020
Property Address	418 PROVIDENCE ST, DELTA, OH 43515-1308
Document Number	00364/1986
Book / Page	364 / 1986
Instrument Date	Dec 22, 2020
Instrument	202000263653
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 418 Providence St was $2,193, down 5.2% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,193.00 (-5.23%)	$48,970 (-) Land $4,270 Building $44,700	$139,900 (-) Land $12,200 Building $127,700
2024	$2,314.00 (-0.86%)	$48,970 (-) Land $4,270 Building $44,700	$139,900 (-) Land $12,200 Building $127,700
2023	$2,334.00 (+8.01%)	$48,970 (+29.07%) Land $4,270 Building $44,700	$139,900 Land $12,200 Building $127,700
2022	$2,161.00	$37,940 Land $3,570 Building $34,370
2020			$108,400 Land $10,200 Building $98,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Providence St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Providence St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: MetaLINK Technologies, RTEC Communications, Verizon.

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