418 Pine St, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 418 Pine St, Mount Carmel, TN 37645

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1960
Lot Size	0.322 acres (14,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,000 (Oct 2021)
Tax Bill	$342 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022J-B-005.00`

Property Details

APN / Parcel Number

Primary APN	`022J-B-005.00`
Alternative APNs	`07022JB022J00500` `037022J B 00500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,182 sqft
1st Floor Area	1,080 sqft
Basement Area	1,034 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1981
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,011 sqft (0.322 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Terrain	Low

Exterior Amenities

Porch	Stoop
Porch Area	68 sqft
Deck Area	192 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	418 PINE ST
City	MOUNT CARMEL
State	TN
Zip	37645-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTRIDGE PB: 1 PG: 402 BLK: 7 LOT: 47 ALSO LOT 48 100 X 160
Legal Subdivision	WESTRIDGE
Legal Block	7
Legal Lot Number	47
Jurisdiction	HAWKINS TN
Township / Civil Division	1
Census Block Group	2
Census Block	2012
Census Tract	50601

Owner

Source: Hawkins County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 PINE ST, MT CARMEL, TN 37645-3944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 22, 2021	Warranty Deed, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Jul 27, 1989 · Amount on Record
Deed Document Number	20218490
Deed Book / Page	1430 / 852
Prior Transfer Date	Feb 20, 2015
Prior Transfer Doc	RB115599
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	418 PINE ST, MT CARMEL, TN 37645-3944
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 PINE ST, MOUNT CARMEL, TN 37645-3944

Mortgage

Document Number	0RB1521301
Date	Sep 18, 2023
Book Page	1521/301
Instrument	23005555

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWKINS TN
Recording Date	Oct 22, 2021
Property Address	418 PINE ST, MT CARMEL, TN 37645-3944
Document Number	RB1430852
Book / Page	1430 / 852
Map Reference	MB 1 PG 402
Instrument Date	Oct 22, 2021
Instrument	21008490
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	418 PINE ST, MOUNT CARMEL, TN 37645-3944

Mortgage

Document Number	RB21008491
Date	Oct 22, 2021
Instrument	21008491

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Hawkins County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,525 (-) Land $5,800 Building $15,725	$86,100 (-) Land $23,200 Building $62,900
2024	$342.00
2023		$21,525 Land $5,800 Building $15,725
2021			$86,100 Land $23,200 Building $62,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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