Placer County property record for 418 Phoenix Cir, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,485 sqft · built 2006 |
| Lot Size | 0.66 acres (2,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,500 (Jul 2021) |
| Tax Bill | $5,314 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-180-027-000 |
| Primary APN | 009-180-027-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,485 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 2,884 sqft (0.66 acres) |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 418 PHOENIX CIR |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-2358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 - JOINER VILLAGE PARCEL 2 MOR AA-34 |
| Legal Subdivision | JOINER VILLAGE |
| Legal Lot Number | 27 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 21403 |
418 Phoenix Cir is owned and occupied by two individuals who bought it in July 2021.
Source: Placer County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MOVEMENT MORTGAGE |
| Jul 28, 2021 | Grant Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FISHER FINANCIAL GROUP INC |
| Aug 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FISHER FINANCIAL GROUP INC |
| Feb 8, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage DISCOVER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on File |
| Deed Sale | Jul 28, 2021 · Amount on File |
| Prior Sale | Apr 7, 2010 · Amount on File |
| Deed Document Number | 202195633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 418 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 418 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Document Number | 0000095636 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-0095636 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jul 28, 2021 |
| Property Address | 418 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Document Number | 0000095633 |
| Map Reference | MB AA PG 34 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021-0095633 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 418 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Document Number | 0000095634 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-0095634 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Number | 0000095635 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-0095635 |
| Name | MORTGAGE ELECTRONIC REGISTRATION SYSTEMS |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT MILL, SC 29707 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 418 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005313 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 2020-0005313 |
| Name | FISHER FINANCIAL GROUP INC |
|---|---|
| Type | Funding / Finance Company |
| Address | EHRENBERG, AZ 85334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 418 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000062412 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 2018-0062412 |
| Name | FISHER FINANCIAL GROUP INC |
|---|---|
| Type | Funding / Finance Company |
| Address | GILBERT, AZ 85234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Feb 8, 2018 |
| Property Address | 418 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 8433 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 23, 2018 |
| Title Company | LENDERLIVE SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 418 PHOENIX CIR LINCOLN CA 956482358, LINCOLN, CA 95648-2358 |
| Document Number | 0000008433 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 8433 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 7, 2028 |
The 2025 property tax bill for 418 Phoenix Cir was $5,314.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $482,221 (+2%) Land $129,890 Building $352,331 | |
| 2025 | $5,314.00 | $472,767 Land $127,344 Building $345,423 |
| 2023 | $5,061.00 (-0.63%) | $443,000 Land $119,300 Building $323,700 |
| 2022 | $5,093.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 418 Phoenix Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 418 Phoenix Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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