418 Pennington Ln, Rolling Fields (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 418 Pennington Ln, Rolling Fields, KY 40207

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,854 sqft · built 1952
Lot Size	0.346 acres (15,102 sqft)
Owner	2 Owner Names on Record
Tax Bill	$8,340 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21035700230010`

Property Details

APN / Parcel Number

Primary APN	`21035700230010`
Alternative APNs	`035700230010` `00029803`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,854 sqft Finished Area
Basement Area	1,520 sqft
Finished Basement	1,400 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,102 sqft (0.346 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00029803
Street Address	418 PENNINGTON LN
City	ROLLING FIELDS
State	KY
Zip	40207-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3-RESIDENTIAL SINGLE FAM
Legal Description	BLK B ROLLING FIELDS NO 2
Legal Subdivision	ROLLING FIELDS
Legal Block	B
Legal Lot Number	23
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3031
Census Tract	7501

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	418 PENNINGTON LN, LOUISVILLE, KY 40207-1437
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 24, 2010
Transfer Doc	0096220093
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	418 PENNINGTON LN, ROLLING FIELDS, KY 40207-1437
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 PENNINGTON LN, LOUISVILLE, KY 40207-1437

Mortgage

Document Number	0000151348
Date	Jul 5, 2022
Book Page	M 18154/565
Instrument	2022151348

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	418 PENNINGTON LN, ROLLING FIELDS, KY 40207-1437
Document Number	0154360611
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018
Title Company	ROUNSAVALL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 PENNINGTON LN LOUISVILLE KY 402071437, LOUISVILLE, KY 40207-1437

Mortgage

Document Number	0154360611
Date	Mar 6, 2018
Book Page	015436/000611
Instrument	52424

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Rolling Fields City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,340.00 (+36.16%)	$740,760 (+38.83%) Land $176,400 Building $564,360
2024			$740,760 (+38.83%) Land $176,400 Building $564,360
2023	$6,125.00 (+3.52%)	$533,560 (+3.87%) Land $147,000 Building $386,560	$533,560 (+3.87%) Land $147,000 Building $386,560
2022	$5,917.00	$513,680 Land $147,000 Building $366,680	$513,680 Land $147,000 Building $366,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	30 units insured incl. 16 condo units
Nearby Flood Claims	31 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 3 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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