418 Oak Tree Dr, Spring City, TN 37381 Property Records

Rhea County property record for 418 Oak Tree Dr, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 1,630 sqft · built 2025
Lot Size	0.631 acres (27,467 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jan 2026)
Tax Bill	$660 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Jan 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072038K A 01100`

Property Details

APN / Parcel Number

Primary APN	`072038K A 01100`
Alternative APN	`038K A 01100`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,467 sqft (0.631 acres)
Lot Dimensions	203 ft deep x 197 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	1,170 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	418 OAK TREE DR
City	SPRING CITY
State	TN
Zip	37381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: LAKEWOOD VILLAGE UNIT 4
Legal Subdivision	LAKEWOOD VILLAGE UNIT 4
Legal Lot Number	418
Legal Unit	4
Jurisdiction	RHEA TN
Township / Civil Division	1
Census Block Group	2
Census Block	2028
Census Tract	975000

Owner

418 Oak Tree Dr is owned by an individual who bought it in January 2026.

Source: Rhea County records, as of February 3, 2026

Owner of Record	Individual Name on File
Mailing Address	185 OAK TREE DR, SPRING CITY, TN 37381-4750
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Construction Mortgage ORNL FCU
Jan 28, 2026	Warranty Deed, Transfer UNKNOWN, CONVEYANCE T&E INC
Sep 15, 2023	Warranty Deed, Transfer TITLE SPECIALIST, TITLE SPECIALISTS INC
Sep 7, 2023	Correction Deed CROSSLAND TITLE, CROSSLAND TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Sep 15, 2023 · Amount on File
Deed Document Number	202631712
Deed Book / Page	540 / 312
Prior Transfer Date	Aug 31, 2023
Prior Transfer Doc	0000020300
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	418 OAK TREE DR, SPRING CITY, TN 37381
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E INSKIP DR, KNOXVILLE, TN 37912-4142

Mortgage

Document Number	0000022379
Date	Feb 27, 2024
Book Page	T704/307
Instrument	24022379

Lender

Name	ORNL FCU
Type	Credit Union
Address	OAK RIDGE, TN 37831

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Jan 28, 2026
Property Address	418 OAK TREE DR, SPRING CITY, TN 37381
Document Number	0000031712
Book / Page	540 / 312
Map Reference	MB 3 PG 7
Instrument Date	Jan 21, 2026
Instrument	26031712
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, CONVEYANCE T&E INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 OAK TREE DR, SPRING CITY, TN 37381-4750

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Sep 15, 2023
Property Address	418 OAK TREE DR, SPRING CITY, TN 37381
Document Number	0000020416
Book / Page	517 / 463
Map Reference	MB 3 PG 7
Instrument Date	Sep 12, 2023
Instrument	23020416
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount on Record
Tax	$110.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E INSKIP DR, KNOXVILLE, TN 37912-4142

September 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	RHEA TN
Recording Date	Sep 7, 2023
Property Address	418 OAK TREE DR, SPRING CITY, TN 37381
Document Number	0000020300
Book / Page	517 / 302
Map Reference	MB 3 PG 71
Instrument Date	Aug 31, 2023
Instrument	23020300
Record Updated	Feb 4, 2026
Title Company	CROSSLAND TITLE, CROSSLAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 BIG OAK DR, DAYTON, TN 37321-5060

Tax Assessment & Valuation

The 2025 property tax bill for 418 Oak Tree Dr was $660.

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$660.00	$48,975 Land $2,500 Building $46,475
2024			$195,900 Land $10,000 Building $185,900
2022		$1,500 Land $1,500	$6,000 Land $6,000
2021	$34.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 418 Oak Tree Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Oak Tree Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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