418 N Vine St, Commerce, OK 74339 Property Records

Ottawa County property record for 418 N Vine St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 997 sqft · built 1953
Lot Size	0.33 acres (14,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Apr 2023)
Tax Bill	$829 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19911`

Property Details

APN / Parcel Number

Primary APN	`19911`
Alternative APN	`5620-00-005-001-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	997 sqft Living Area
1st Floor Area	997 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	14,400 sqft (0.33 acres)
Garage Type	Mixed
Garage Area	780 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19911
Street Address	418 N VINE ST
City	COMMERCE
State	OK
Zip	74339-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1 - 3, BLK 5 COMMERCE OP
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	COMMERCE O.P.
Legal Block	5
Legal Lot Number	1-3
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3028
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 N VINE ST, COMMERCE, OK 74339-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELCH STATE BANK OF WELCH OK
Apr 5, 2023	Warranty Deed, Transfer · Closed-End Mortgage WELCH STATE BANK OF WELCH OK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	20231484
Deed Book / Page	1181 / 164
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	0000003836
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	418 N VINE ST, COMMERCE, OK 74339-1328
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 N VINE ST, COMMERCE, OK 74339-1328

Mortgage

Document Number	001205/594
Date	Apr 24, 2024
Book Page	1205/594
Instrument	I-2024-001785

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Apr 5, 2023
Property Address	418 N VINE ST, COMMERCE, OK 74339-1328
Document Number	001181/164
Book / Page	1181 / 164
Instrument Date	Mar 31, 2023
Instrument	I-2023-001484
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	418 N VINE ST, COMMERCE, OK 74339-1328

Mortgage

Document Number	I2023001485
Date	Apr 5, 2023
Instrument	I-2023-001485

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2053

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,688 (+1.63%) Land $1,003 Building $7,685	$76,216 (+1.62%) Land $8,800 Building $67,416
2025	$829.00 (+0.85%)	$8,549 (-0.01%) Land $1,003 Building $7,546	$75,000 (-) Land $8,800 Building $66,200
2024	$822.00 (+6.61%)	$8,550 (-0.44%) Land $252 Building $8,298	$75,000 (-0.45%) Land $2,210 Building $72,790
2023	$771.00 (-1.66%)	$8,588 (-) Land $253 Building $8,335	$75,336 (-) Land $2,219 Building $73,117
2022	$784.00	$8,588 Land $253 Building $8,335	$75,336 Land $2,219 Building $73,117

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: BOLT Fiber, T-Mobile.

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