418 N Main St, Normal, IL 61761 Property Records

McLean County property record for 418 N Main St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,201 sqft · built 1958
Lot Size	0.19 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Oct 2020)
Tax Bill	$5,751 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-28-128-002`

Property Details

APN / Parcel Number

Primary APN	`14-28-128-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,201 sqft Living Area
1st Floor Area	1,201 sqft
Basement Area	1,201 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	8,400 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Area	230 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	418 N MAIN ST
City	NORMAL
State	IL
Zip	61761-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Description	PAYNE & FERGUSON SUB LOT 25 CAPEN & COS SUB 80A (EX 12 STRIP OF HWY) LOT 2
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	FERGUSON SUB
Legal Lot Number	25,2
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3016
Census Tract	107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2922 FOX CREEK RD, BLOOMINGTON, IL 61705-6311
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Oct 9, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Document Number	202021238
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 9, 2020
Property Address	418 N MAIN ST, NORMAL, IL 61761-2454
Document Number	202000021238
Instrument Date	Sep 25, 2020
Instrument	2020-00021238
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2922 FOX CREEK RD, BLOOMINGTON, IL 61705-6311

Mortgage

Document Number	202000021239
Date	Oct 9, 2020
Instrument	2020-00021239

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.37%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 9, 2020
Property Address	418 N MAIN ST, NORMAL, IL 61761-2454
Document Number	202000021237
Instrument Date	Sep 23, 2020
Instrument	2020-00021237
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2922 FOX CREEK RD, BLOOMINGTON, IL 61705-6311

Mortgage

Document Number	202000021239
Date	Oct 9, 2020
Instrument	2020-00021239

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,303 (+21.89%) Land $11,361 Building $65,942	$231,909 (+21.89%) Land $34,083 Building $197,826
2024	$5,751.00 (+5.95%)
2023	$5,428.00	$63,422 Land $9,321 Building $54,101	$190,266 Land $27,963 Building $162,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

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