418 N Locust St, Monroe City, MO 63456 Property Records

Monroe County property record for 418 N Locust St, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,420 sqft · built 1910
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$609 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-6.0-13-001-008-003.000`

Property Details

APN / Parcel Number

Primary APN	`02-6.0-13-001-008-003.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Adjusted Area
Gross Area	1,187 sqft
1st Floor Area	1,187 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	180 ft deep x 65 ft wide
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	418 N LOCUST ST
City	MONROE CITY
State	MO
Zip	63456-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 & 15' N PT LOT 6 BLOCK 8 ORIGINAL TOWN MONROE CITY
Legal Range	08W
Legal Township	56N
Legal Section	13
Legal Block	8
Legal Lot Number	3,6
Jurisdiction	MONROE MO
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2012
Census Tract	960100

Owner

418 N Locust St is owned and occupied by two individuals who acquired it in October 2019.

Source: Monroe County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 N LOCUST ST, MONROE CITY, MO 63456-1233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Oct 28, 2019	Warranty Deed, Transfer
Apr 2, 2018	Deed, Transfer · Conventional Mortgage MACON ATLANTA STATE BANK
Mar 14, 2011	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019
Deed Sale	Oct 28, 2019
Prior Sale	Apr 2, 2018 · Amount on File
Deed Document Number	20191404
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	418 N LOCUST ST, MONROE CITY, MO 63456-1233
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230824
Date	Jul 31, 2023
Instrument	2023-0824

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 28, 2033

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Oct 28, 2019
Property Address	418 N LOCUST ST, MONROE CITY, MO 63456-1233
Document Number	0020191404
Instrument Date	Oct 25, 2019
Instrument	2019-1404
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 N LOCUST ST, MONROE CITY, MO 63456-1233

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MO
Recording Date	Apr 2, 2018
Property Address	418 N LOCUST ST, MONROE CITY, MO 63456-1233
Document Number	0020180399
Instrument Date	Mar 30, 2018
Instrument	2018-0399
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 N LOCUST ST, MONROE CITY, MO 63456-1233

Mortgage

Document Number	0020180400
Date	Apr 2, 2018
Instrument	2018-0400

Lender

Name	MACON ATLANTA STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2011: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Mar 14, 2011
Property Address	418 N LOCUST ST, MONROE CITY, MO 63456-1233
Document Number	0020110319
Instrument Date	Mar 8, 2011
Instrument	2011-0319
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 N LOCUST ST, MONROE CITY, MO 63456-1233

Tax Assessment & Valuation

The 2025 property tax bill for 418 N Locust St was $609.

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,610 (-)	$45,300 (-)
2025	$609.00	$8,610	$45,300 Land $5,100 Building $40,200
2023		$7,490	$39,400
2020	$457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 N Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 17, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 N Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 2,500 people · EPA ID MO2010538
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chariton Valley Communication.

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