418 N Cliff Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 418 N Cliff Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1948
Lot Size	0.117 acres (5,105 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Apr 2026)
Tax Bill	$2,106 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-15-158-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-15-158-002-000`
Alternative APN	`38404`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Finished Area
Gross Area	1,368 sqft
1st Floor Area	1,152 sqft
Upper Floors Area	216 sqft
Attic	Attic
Attic Area	216 sqft
Basement Area	864 sqft
Finished Basement	432 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,105 sqft (0.117 acres)
Lot Dimensions	124 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	33 sqft
Patio Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	38404
Street Address	418 N CLIFF AVE
City	SIOUX FALLS
State	SD
Zip	57103-0846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(EX H-1) N7` 21 & ALL 22 & S9` 23 BLOCK 1 LAWLER`S ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	LAWLER`S ADDN
Legal Block	1
Legal Lot Number	23
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3024
Census Tract	300

Owner

418 N Cliff Ave is owned by a company that bought it in April 2026.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	7712 W IONE ST, SIOUX FALLS, SD 57106-5406
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage BLACK HILLS FEDERAL CREDIT UNION
Jun 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY
Apr 10, 2026	Warranty Deed, Transfer
Apr 19, 2012	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Apr 19, 2012 · Amount on File
Deed Document Number	2026155923
Deed Book / Page	637-D / 778
Prior Transfer Date	Apr 12, 2012
Prior Transfer Doc	000542/455
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 9, 2026
Property Address	418 N CLIFF AVE, SIOUX FALLS, SD 57103-0846
Document Number	0000160829
Book / Page	2017-M / 552
Instrument Date	Jun 5, 2026
Instrument	2026160829
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 N CLIFF AVE, SIOUX FALLS, SD 57103-0846

Mortgage

Document Number	0000160829,
Date	Jun 9, 2026
Book Page	2017-M/552
Instrument	2026160829

Lender

Name	BLACK HILLS FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 9, 2026
Property Address	418 N CLIFF AVE, SIOUX FALLS, SD 57103-0846
Document Number	0000160830
Book / Page	2017-M / 553
Instrument Date	Jun 5, 2026
Instrument	2026160830
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 N CLIFF AVE, SIOUX FALLS, SD 57103-0846

Mortgage

Document Number	0000160830,
Date	Jun 9, 2026
Book Page	2017-M/553
Instrument	2026160830

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 10, 2026
Property Address	418 N CLIFF AVE, SIOUX FALLS, SD 57103-0846
Document Number	0000155923
Book / Page	637-D / 778
Instrument Date	Apr 8, 2026
Instrument	2026155923
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount on Record
Tax	$13,130.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7712 W IONE ST, SIOUX FALLS, SD 57106-5406

April 2012: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 19, 2012
Property Address	418 N CLIFF AVE, SIOUX FALLS, SD 57103-0846
Document Number	000542/455
Book / Page	542 / 455
Instrument Date	Apr 12, 2012
Instrument	210186
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 N CLIFF AVE, SIOUX FALLS, SD 57103-0846

Tax Assessment & Valuation

The 2025 property tax bill for 418 N Cliff Ave was $2,106.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,251 (+7.19%) Land $18,494 Building $147,757	$166,251 Land $18,494 Building $147,757
2025	$2,106.00	$155,100 (-0.77%) Land $18,700 Building $136,400
2024	$2,106.00	$156,300 Land $14,900 Building $141,400
2022	$2,252.00	$150,400 Land $11,200 Building $139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 N Cliff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 418 N Cliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak.

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