418 N 7th St, Vandalia, IL 62471 Property Records

Fayette County property record for 418 N 7th St, Vandalia, IL 62471

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,664 sqft · built 1918
Lot Size0.157 acres (6,840 sqft)
OwnerIndividual Name on Record
Last Sale$113,000 (May 2026)
Tax Bill$1,953 (2025)
Deeds & MortgagesMay 2026 Sale & Construction Loan
APN18-14-16-176-002

Property Details

APN / Parcel Number

Primary APN18-14-16-176-002

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,664 sqft Living Area

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Lot Area6,840 sqft (0.157 acres)
Lot Dimensions90 ft deep x 76 ft wide

Location & Zoning

Street Address418 N 7TH ST
CityVANDALIA
StateIL
Zip62471-2232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF VANDALIA, W 1/2 LOT 3 & W1/2 OF SOUTH 10' LOT 4 BLK 7, 76X90, BK 1633 PG 119, REC#250428
Legal SubdivisionVANDALIA
Legal Block7
Legal Lot Number3-4
JurisdictionFAYETTE IL
Township / Civil DivisionVANDALIA
Census Block Group1
Census Block1001
Census Tract950900

Owner

Source: Fayette County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1806 N 8TH ST, VANDALIA, IL 62471-3501
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2026 · Amount on Record
Deed SaleMay 27, 2026 · Amount on Record
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionFAYETTE IL
Recording DateMay 27, 2026
Property Address418 N 7TH ST, VANDALIA, IL 62471-2232
Instrument DateMay 13, 2026
Transaction TypeConstruction Loan
Record UpdatedAug 29, 2026
Title CompanyFIRST AMERICAN SOLUTIONS, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1806 N 8TH ST, VANDALIA, IL 62471-3501

Mortgage

DateMay 27, 2026
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate0.67%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyFayette County
County SubdivisionVandalia Township
MunicipalityVandalia City
Unified School DistrictVandalia Community Unit School District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,953.00 (+4.38%)$29,092 (+18.99%) Land $1,499 Building $27,593$87,276 (+18.99%) Land $4,497 Building $82,779
2024$1,871.00 (+7.71%)$24,449 (+24.21%) Land $1,260 Building $23,189$73,347 (+24.21%) Land $3,780 Building $69,567
2022$1,737.00$19,683 Land $1,014 Building $18,669$59,049 Land $3,042 Building $56,007

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVANDALIA
serves 7,616 people · EPA ID IL0510350
Water SourceSurface water
Last State InspectionAug 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, ClearWave, Wisper ISP.

Nearby Properties on N 7th St

Nearby Streets

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