418 Morningside Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 418 Morningside Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,835 sqft · built 1982
Lot Size	0.253 acres (11,040 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Apr 2026)
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`427845B295`

Property Details

APN / Parcel Number

Primary APN	`427845B295`
Alternative APN	`3-0005-5356-00-0091.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,835 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,288 sqft
Basement Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bi-Level
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,040 sqft (0.253 acres)
Lot Dimensions	138 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427845B295
Street Address	418 MORNINGSIDE DR
City	SAINT PETERS
State	MO
Zip	63376-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	PARKWOODS NORTH #2 LOT 91
Legal Subdivision	PARKWOODS NORTH #2
Legal Lot Number	91
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	2
Census Block	2006
Census Tract	311391

Owner

418 Morningside Dr is owned and occupied by two individuals who bought it in April 2026.

Source: St. Charles County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 MORNINGSIDE DR, SAINT PETERS, MO 63376-4003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC
Oct 2, 2025	Warranty Deed, Transfer LEADERS TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Prior Sale	Oct 2, 2025 · Amount on File
Deed Document Number	202615339
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 3, 2026
Property Address	418 MORNINGSIDE DR, SAINT PETERS, MO 63376-4003
Document Number	0000015339
Instrument Date	Apr 1, 2026
Instrument	202615339
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	418 MORNINGSIDE DR, SAINT PETERS, MO 63376-4003

Mortgage

Document Number	0000015340,
Date	Apr 3, 2026
Instrument	202615340

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.37%
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 2, 2025
Property Address	418 MORNINGSIDE DR, SAINT PETERS, MO 63376-4003
Document Number	0000043595
Map Reference	MB 21 PG 44
Instrument Date	Sep 26, 2025
Instrument	2025R-043595
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	LEADERS TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	534 REGENCY CIR APT 205, 205, RICHMOND, KY 40475-7875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 GRAVOIS RD, FENTON, MO 63026-4642

Tax Assessment & Valuation

The 2025 property tax bill for 418 Morningside Dr was $2,957, down 1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,333 (-)	$228,069 (-) Land $60,000 Building $168,069
2025	$2,957.00 (-9.98%)	$43,333	$228,069 Land $60,000 Building $168,069
2024	$3,285.00
2023		$46,952
2022			$247,114 Land $60,000 Building $187,114

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 418 Morningside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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