418 Mint St, Shelby, NC 28150 Property Records

Cleveland County property record for 418 Mint St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	784 sqft · built 1950
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$371 (2026)
Deeds & Mortgages	Apr 2020 Loan Modification Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18741`

Property Details

APN / Parcel Number

Primary APN	`18741`
Alternative APN	`9588501`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	784 sqft Finished Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	9588501
Street Address	418 MINT ST
City	SHELBY
State	NC
Zip	28150-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	#63,64BLKCPB2-20GIDNEYPRP
Legal Subdivision	GIDNEY
Legal Block	2
Legal Lot Number	37
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3011
Census Tract	951000

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 801, SHELBY, NC 28151-0801
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Loan Modification, Mortgage BANK OZK
Dec 3, 2018	Deed of Trust, Mortgage · Line of Credit BANK OZK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	418 MINT ST, SHELBY, NC 28150-4519
Document Number	0018110887
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 801 SHELBY NC 281510801, SHELBY, NC 28151-0801

Mortgage

Document Number	0018110887
Date	Apr 17, 2020
Book Page	001811/000887
Instrument	38295

Lender

Name	BANK OZK
Address	LAWNDALE, NC 28090

Agreement

Term	12 Months
Due	Apr 16, 2021

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	418 MINT ST, SHELBY, NC 28150-4519
Document Number	0017811731
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 801 SHELBY NC 281510801, SHELBY, NC 28151-0801

Mortgage

Document Number	0017811731
Date	Dec 7, 2018
Book Page	001781/001731
Instrument	20866

Lender

Name	BANK OZK
Address	LAWNDALE, NC 28090

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$371.00 (+15.22%)	$32,403 (-) Land $5,750 Building $26,653	$32,403 (-) Land $5,750 Building $26,653
2025	$322.00	$32,403 (+183.69%) Land $5,750 Building $26,653	$32,403 (+183.69%) Land $5,750 Building $26,653
2023		$11,422 Land $3,100 Building $8,322	$11,422 Land $3,100 Building $8,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Ripple Fiber, T-Mobile, Verizon.

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