418 Maple St, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 418 Maple St, Kalkaska, MI 49646

Property Summary

Property TypeRural Improved / Non-Residential
Lot Size0.58 acres (25,265 sqft)
OwnerCompany Name on Record
Last Sale$325,000 (Aug 2022)
Tax Bill$4,981 (2025)
Deeds & MortgagesFeb 2023 Refinance
May 2023 Mortgage
+ 3 more
APN041-800-007-40

Property Details

APN / Parcel Number

Primary APN041-800-007-40

Interior

Building Area6,672 sqft Building Perimeter

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions110 ft deep x 229 ft wide

Location & Zoning

Street Address418 MAPLE ST
CityKALKASKA
StateMI
Zip49646-8285
Property CategoryOther
Property TypeOther > Rural Improved / Non-Residential
Legal DescriptionPARCEL B -1" PART OF RAILROAD RESERVE LOT 1 AND PART OF THE VACATED MAPLE STREET PER LIBER 103 , PAGE 52 DESCRIBED AS
Legal Lot Number1
JurisdictionKALKASKA MI
Township / Civil DivisionKALKASKA
Census Block Group3
Census Block3021
Census Tract950300

Owner

Source: Kalkaska County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address418 MAPLE ST, KALKASKA, MI 49646-8285
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY CHOICE CREDIT UNION
May 2, 2023Deed of Trust, Mortgage
COMMUNITY CHOICE CREDIT UNION
Oct 3, 2024Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY CHOICE CU
Jul 27, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY CHOICE CREDIT UNION
Aug 2, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
COMMUNITY CHOICE CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2022 · Amount on Record
Deed SaleAug 2, 2022 · Amount on Record
Deed Document Number20223164087
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address418 MAPLE ST, KALKASKA, MI 49646-8285
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003166760
DateFeb 8, 2023
Instrument3166760
Lender
NameCOMMUNITY CHOICE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term37 Months
DueMar 1, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address418 MAPLE ST, KALKASKA, MI 49646-8285
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003167970
DateMay 2, 2023
Instrument3167970
Lender
NameCOMMUNITY CHOICE CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term32 Months
DueJan 27, 2026
Interest
Rate TypeAdjustable Rate

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address418 MAPLE ST, KALKASKA, MI 49646-8285
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003174752
DateOct 3, 2024
Instrument3174752
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address418 MAPLE ST, KALKASKA, MI 49646-8285
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003163987
DateJul 27, 2022
Instrument3163987
Lender
NameCOMMUNITY CHOICE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALKASKA MI
Recording DateAug 2, 2022
Property Address418 MAPLE ST, KALKASKA, MI 49646-8285
Document Number0003164087
Instrument DateJul 16, 2022
Instrument3164087
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3630 GARDENS PKWY UNIT 1503, 1503, PALM BEACH GARDENS, FL 33410-2668

Mortgage

Document Number0003163987
DateAug 2, 2022
Instrument3163987
Lender
NameCOMMUNITY CHOICE CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalkaska County
County SubdivisionKalkaska Township
MunicipalityKalkaska Village
Unified School DistrictKalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,100 (-1.68%)$410,200 (-1.68%)
2025$4,981.00 (-7.3%) Homeowner's exemption$208,600$417,200
2024$5,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF KALKASKA
serves 2,020 people · EPA ID MI0003560
Water SourceGroundwater
Last State InspectionSep 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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