418 Main St, Delta, OH 43515 Property Records

Fulton County property record for 418 Main St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,892 sqft · built 1920
Lot Size	0.27 acres (11,779 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Feb 2022)
Tax Bill	$1,515 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-060248-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-060248-00.000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
Gross Area	2,923 sqft
1st Floor Area	1,039 sqft
Upper Floors Area	853 sqft
Basement Area	1,019 sqft
Unfinished Basement	1,019 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	11,779 sqft (0.27 acres)
Lot Dimensions	190 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	288 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	418 MAIN ST
City	DELTA
State	OH
Zip	43515-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Description	WHITES ADDITION LOT 14 W1/2 EX W 25FT
Legal Subdivision	WHITES ADDITION
Legal Lot Number	14
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	2
Census Block	2026
Census Tract	40400

Owner

418 Main St is owned and occupied by an individual who bought it in February 2022.

Source: Fulton County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	418 MAIN ST, DELTA, OH 43515-1315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Sep 26, 2019	Fiduciary Deed, Transfer · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Prior Sale	Sep 26, 2019 · Amount on File
Deed Document Number	2022932
Deed Book / Page	371 / 3112
Prior Transfer Date	Oct 8, 2005
Prior Transfer Doc	00257/2739
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Feb 23, 2022
Property Address	418 MAIN ST, DELTA, OH 43515-1315
Document Number	00371/3112
Book / Page	371 / 3112
Instrument Date	Feb 11, 2022
Instrument	202200000932
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	LOUISVILLE, LOUISVILLE TTL AGCY FOR NW O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 MAIN ST, DELTA, OH 43515-1315

Mortgage

Document Number	202200000933
Date	Feb 23, 2022
Instrument	202200000933

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

September 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FULTON OH
Recording Date	Sep 26, 2019
Property Address	418 MAIN ST, DELTA, OH 43515-1315
Document Number	00356/1901
Book / Page	0356 / 1901
Map Reference	VOL B PG 421
Instrument Date	Sep 24, 2019
Instrument	201900254945
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	418 MAIN ST, DELTA, OH 43515-1315

Mortgage

Document Number	201900254946
Date	Sep 26, 2019
Instrument	201900254946

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 418 Main St was $1,515, down 5.4% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,515.00 (-5.37%)	$34,620 (-) Land $7,000 Building $27,620	$98,900 (-) Land $20,000 Building $78,900
2024	$1,601.00 (-0.81%)	$34,620 (-) Land $7,000 Building $27,620	$98,900 (-) Land $20,000 Building $78,900
2023	$1,614.00 (+3.86%) Homeowner's exemption	$34,620 (+26.95%) Land $7,000 Building $27,620	$98,900 Land $20,000 Building $78,900
2022	$1,554.00	$27,270 Land $5,850 Building $21,420
2020			$77,900 Land $16,700 Building $61,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 418 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 418 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: MetaLINK Technologies, RTEC Communications, Verizon.

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