Rutherford County property record for 418 Main St, Chimney Rock, NC 28720
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 548 sqft · built 1920 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,515 (2022) |
| Deeds & Mortgages | Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0220419 |
| Primary APN | 0220419 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 548 sqft Living Area |
| Gross Area | 3,012 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.119 acres) |
| Porch | Porch |
| Porch Area | 548 sqft |
| Heating System | Electric |
|---|
| Account Number | 973 |
|---|---|
| Old Parcel Number | 0220419 |
| Street Address | 418 MAIN ST |
| City | CHIMNEY ROCK |
| State | NC |
| Zip | 28720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:0633182059540000; BLDG HWY 74 |
| Legal Subdivision | CHIMNEY ROCK IMPROV COMPA |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 960301 |
418 Main St is owned by a company that acquired it in June 2020 and is owner-occupied.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 418 MAIN ST, CHIMNEY ROCK, NC 28720 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 29, 2020 |
| Transfer Doc | 0020341352 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jun 29, 2020 |
| Property Address | 418 MAIN ST, CHIMNEY ROCK, NC 28720 |
| Document Number | 0020341352 |
| Book / Page | 002034 / 001352 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 418 MAIN ST CHIMNEY ROCK NC 28720, CHIMNEY ROCK, NC 28720 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Chimney Rock Village |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $171,300 Land $106,000 Building $65,300 | $171,300 Land $106,000 Building $65,300 | |
| 2022 | $1,515.00 | ||
| 2021 | $1,515.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (2021–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 418 Main St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LAKE LURE serves 1,176 people · EPA ID NC0181020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 15 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Skyrunner Fixed Wireless | 500 / 250 |
May also be available: Pangaea Internet.
4G LTE only, no 5G reported
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