418 Locust St, Marengo, IL 60152 Property Records

McHenry County property record for 418 Locust St, Marengo, IL 60152

Property Summary

Property Type	Single Family Home
Lot Size	0.311 acres (13,564 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Aug 1995)
Tax Bill	$4,374 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-36-377-021`

Property Details

APN / Parcel Number

Primary APN	`11-36-377-021`

Exterior

Lot Area	13,564 sqft (0.311 acres)

Location & Zoning

Street Address	418 LOCUST ST
City	MARENGO
State	IL
Zip	60152-3443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2012R0048451 N PT LT 9 BLK 2 SAFFORDS PLACE ADDN
Legal Subdivision	SAFFORDS PLACE ADDN
Legal Block	2
Legal Lot Number	9
Jurisdiction	MCHENRY IL
Township / Civil Division	MARENGO
Census Block Group	4
Census Block	4024
Census Tract	871004

Owner

418 Locust St is owned and occupied by an individual who acquired it in September 2012.

Source: McHenry County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	418 LOCUST ST, MARENGO, IL 60152-3443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 1995 · Amount on File
Deed Sale	Aug 3, 1995 · Amount on File
Deed Document Number	199595R-031645
Last Transfer Date	Sep 7, 2012
Transfer Doc	0000048451
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jul 17, 2026
Property Address	418 LOCUST ST, MARENGO, IL 60152-3443
Document Number	0000020570
Instrument Date	Jul 10, 2026
Instrument	202620570
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 LOCUST ST, MARENGO, IL 60152-3443

Mortgage

Document Number	0000020570,
Date	Jul 17, 2026
Instrument	202620570

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	418 LOCUST ST, MARENGO, IL 60152-3443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000078
Date	Jan 2, 2020
Instrument	2020R0000078

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

Interest

Rate	4%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Marengo Township
Municipality	Marengo City
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,374.00	$65,644 Land $19,372 Building $46,272	$196,932 Land $58,116 Building $138,816
2022	Homeowner's exemption	$52,330 Land $15,443 Building $36,887	$156,990 Land $46,329 Building $110,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARENGO serves 7,572 people · EPA ID IL1110650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon, Xfinity.

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