418 Lawrence St, Sandusky, OH 44870 Property Records

Erie County property record for 418 Lawrence St, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,782 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$77,000 (Nov 1996)
Tax Bill	$456 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`59-00621-000`

Property Details

APN / Parcel Number

Primary APN	`59-00621-000`
Alternative APN	`004487-0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
Gross Area	3,498 sqft
1st Floor Area	1,150 sqft
Upper Floors Area	60 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	198 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	356 sqft
Shed	1 Shed
Shed Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004487-0
Street Address	418 LAWRENCE ST
City	SANDUSKY
State	OH
Zip	44870-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 LAWRENCE STREET N 1/2 33'X198'
Legal Subdivision	CITY/SANDUSKY
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	3
Census Block	3013
Census Tract	40801

Owner

418 Lawrence St is owned and occupied by an individual who bought it in November 1996.

Source: Erie County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	418 LAWRENCE ST, SANDUSKY, OH 44870-2318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit VACATIONLAND FEDERAL CREDIT UNION
Jan 24, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 1996 · Amount on File
Deed Sale	Nov 22, 1996 · Amount on File
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Recording Date	Aug 25, 2026
Property Address	418 LAWRENCE ST, SANDUSKY, OH 44870-2318
Document Number	0000007204
Instrument Date	Aug 24, 2026
Instrument	20267204
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 LAWRENCE ST, SANDUSKY, OH 44870-2318

Mortgage

Document Number	0000007204,
Date	Aug 25, 2026
Instrument	20267204

Lender

Name	VACATIONLAND FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	418 LAWRENCE ST, SANDUSKY, OH 44870-2318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000588
Date	Jan 24, 2019
Instrument	201900588

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 418 Lawrence St was $456.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$456.00	$32,910 (-) Land $3,262 Building $29,648
2024	$456.00 (-44.19%)	$32,910 (+28.91%) Land $3,262 Building $29,648	$94,030 Land $9,320 Building $84,710
2023	$817.00 (-1.92%)	$25,529 (-) Land $2,611 Building $22,918
2022	$833.00	$25,529 Land $2,611 Building $22,918
2021			$72,940 Land $7,460 Building $65,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 418 Lawrence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 418 Lawrence St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
AT&T Fixed Wireless	100 / 20

May also be available: Amplex Wireless, T-Mobile, Verizon, Watch TV.

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