418 Lake Rd, West Suffield, CT 06093 Property Records

Suffield Town property record for 418 Lake Rd, West Suffield, CT 06093

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,085 sqft · built 1938
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$298,900 (Jun 2024)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jun 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R07507`

Property Details

APN / Parcel Number

Primary APN	`R07507`
Alternative APN	`SUFF M:0007H B:00003 L:00132`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,085 sqft Living Area
Gross Area	1,457 sqft
Basement Area	200 sqft
Unfinished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R07507
Street Address	418 LAKE RD
City	WEST SUFFIELD
State	CT
Zip	06093-2662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	3
Legal Lot Number	132
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	2
Census Block	2019
Census Tract	477200

Owner

Source: Suffield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 LAKE RD, WEST SUFFIELD, CT 06093-2662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Jun 10, 2024	Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC
Apr 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Apr 5, 2021 · Amount on Record
Deed Book / Page	588 / 179
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	418 LAKE RD, WEST SUFFIELD, CT 06093-2662
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000598-733
Date	Aug 29, 2025
Book Page	598/733

Lender

Name	LOWER LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Jun 10, 2024
Property Address	418 LAKE RD, WEST SUFFIELD, CT 06093-2662
Document Number	000588-179
Book / Page	588 / 179
Instrument Date	Jun 7, 2024
Transaction Type	Transfer
Record Updated	Jun 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 LAKE RD, WEST SUFFIELD, CT 06093-2662

Mortgage

Document Number	2427470013
Date	Jun 10, 2024
Instrument	2427470013

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Apr 5, 2021
Property Address	418 LAKE RD, WEST SUFFIELD, CT 06093-2662
Document Number	0000559-42
Book / Page	559 / 42
Instrument Date	Mar 31, 2021
Instrument	2326580003
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2326590012
Date	Apr 5, 2021
Instrument	2326590012

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,334.00	$185,150 (+64.69%) Land $56,700 Building $128,450	$129,605 Land $39,690 Building $89,915
2024	$4,334.00 (+34.76%)
2023	$3,216.00	$112,420 (-) Land $56,840 Building $55,580
2022	$3,216.00	$112,420 Land $56,840 Building $55,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Xfinity.

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