418 Kirk Rd, Elkton, MD 21921 Property Records

Cecil County property record for 418 Kirk Rd, Elkton, MD 21921 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,785 sqft · built 1993
Lot Size	8.4 acres (365,904 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jan 2022)
Tax Bill	$4,900 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-027112`

Property Details

APN / Parcel Number

Primary APN	`03-027112`
Alternative APNs	`3027112` `027112`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,785 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	365,904 sqft (8.4 acres)
Garage Type	Mixed
Garage Area	2,044 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	497 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	027112
Street Address	418 KIRK RD
City	ELKTON
State	MD
Zip	21921-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.4038 ACRES 418 KIRK ROAD E OF PLEASANT HILL
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1003
Census Tract	30501

Owner

Source: Cecil County records · APN 03-027112

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	418 KIRK RD, ELKTON, MD 21921-3410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Jan 23, 1998 · Amount on Record
Deed Book / Page	5078 / 64
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 10, 2022
Property Address	418 KIRK RD, ELKTON, MD 21921-3410
Document Number	0050780064
Book / Page	5078 / 64
Instrument Date	Jan 05, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 KIRK RD, ELKTON, MD 21921-3410

Mortgage

Document Number	0000507871
Date	Jan 10, 2022
Instrument	5078/71

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,633 (+15.48%)	$497,300 (+12.43%) Land $125,600 Building $371,700
2025	$4,900.00 (+30.15%)
2023	$3,765.00	$398,900	$442,300 Land $125,600 Building $316,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Talkie Communications	Fiber	10,000 / 10,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.