418 Jarrett Ave, Cortez, CO 81321 Property Records

Montezuma County property record for 418 Jarrett Ave, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Lot Size	0.127 acres (5,532 sqft)
Owner	Individual Name on Record
Tax Bill	$1,329 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R014600`

Property Details

APN / Parcel Number

Primary APN	`R014600`
Alternative APN	`561134116038`

Exterior

Lot Area	5,532 sqft (0.127 acres)

Location & Zoning

Account Number	R014600
Street Address	418 JARRETT AVE
City	CORTEZ
State	CO
Zip	81321-6716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: SOUTH POINTE PUD LOT: 38 0.127AC B446 P40
Legal Subdivision	SOUTH POINTE PUD
Legal Block	16
Legal Lot Number	38
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	4
Census Block	4010
Census Tract	969400

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 JARRETT AVE, CORTEZ, CO 81321-6716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHWEST BANK
Jul 9, 2024	Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023
Deed Sale	Mar 24, 2023
Deed Document Number	2023650076
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	418 JARRETT AVE, CORTEZ, CO 81321-6716
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000654214
Date	Jan 8, 2024
Instrument	654214

Lender

Name	FIRST SOUTHWEST BANK
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 3, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jul 9, 2024
Property Address	418 JARRETT AVE, CORTEZ, CO 81321-6716
Document Number	0000656818
Map Reference	MB 15 PG 139
Instrument Date	Jul 3, 2024
Instrument	656818
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 JARRETT AVE, CORTEZ, CO 81321-6716

Mortgage

Document Number	0000656819
Date	Jul 9, 2024
Instrument	656819

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,329.00 (+465.53%)	$26,351 (+2,295.55%) Land $2,551 Building $23,800	$331,039 (+2,295.88%) Land $32,050 Building $298,989
2024	$235.00 (+10.33%)	$1,100 (-72.55%) Land $1,100	$13,817 (-) Land $13,817
2023	$213.00 (+21.02%)	$4,007 (+25.89%) Land $4,007	$13,817 (+25.88%) Land $13,817
2022	$176.00	$3,183 Land $3,183	$10,976 Land $10,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 100
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications, T-Mobile.

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