Frederick County property record for 418 Gillespie Dr, Frederick, MD 21702 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 2022 |
| Square Footage | 2,060 sqft Living Area |
| Lot Size | 1,952 sqft (0.045 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $432,756 (2022) |
| Tax Bill | $6,932.00 (2024) |
| Primary APN | 02-601830 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,060 sqft Living Area |
| 1st Floor | 840 sqft 1st Floor |
| Stories | 3 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,952 sqft (0.045 acres) |
| Porch | Open Porch |
| Porch Area | 244 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 601830 |
|---|---|
| Street Address | 418 GILLESPIE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-4940 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 41 1,952 SQ FT WAVERLEY VIEW |
| Legal Subdivision | WAVERLEY VIEW |
| Legal Lot Number | 41 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 750508 |
Source: Frederick County records · APN 02-601830
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 GILLESPIE DR, FREDERICK, MD 21702-4940 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jan 29, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 14, 2022 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage NFM INC |
| Jan 05, 2022 | Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Jan 05, 2022 · Amount on Record |
| Deed Book / Page | 16035 / 69 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 418 GILLESPIE DR, FREDERICK, MD 21702-4940 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 418 GILLESPIE DR, FREDERICK, MD 21702-4940 |
| Document Number | 0177920311 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 17792/311 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 418 GILLESPIE DR, FREDERICK, MD 21702-4940 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 418 GILLESPIE DR, FREDERICK, MD 21702-4940 |
| Document Number | 0167450321 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 16745/321 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 14, 2022 |
| Property Address | 418 GILLESPIE DR, FREDERICK, MD 21702-4940 |
| Document Number | 0160350069 |
| Book / Page | 16035 / 69 |
| Map Reference | MB 105 PG 3 |
| Instrument Date | Jun 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,081.89 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 418 GILLESPIE DR, FREDERICK, MD 21702-4940 |
| Document Number | 0001603575 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 16035/75 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 05, 2022 |
| Property Address | 418 GILLESPIE DR, FREDERICK, MD 21702-4940 |
| Document Number | 0156340379 |
| Book / Page | 15634 / 379 |
| Map Reference | PL 105 PG 3 |
| Instrument Date | Dec 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,934.23 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1311A DOLLEY MADISON BLVD STE 3A, 3A, MC LEAN, VA 22101-3975 |
| Investor | Possibly a Property Investor |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $396,900 (+11.65%) Land $85,000 Building $311,900 | $396,900 (-) Land $85,000 Building $311,900 | |
| 2024 | $6,932.00 (+7.01%) | ||
| 2023 | $6,478.00 Homeowner's exemption | $355,500 | $396,900 Land $85,000 Building $311,900 |
418 Gillespie Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 8th in Maryland |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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