Eaton County property record for 418 Forest St, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,127 sqft · built 1860 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jan 2025) |
| Tax Bill | $2,616 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20006460005501 |
| Primary APN | 20006460005501 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,127 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 532 sqft |
| Unfinished Basement | 532 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 135 ft deep x 96 ft wide |
| Garage Area | 1,584 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 418 FOREST ST |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Description | S 10 FT OF LOT 8. LOT 5. N 20 FT OF LOT 4. N 19 FT OF W 62 FT OF LOT 3. N 15 FT OF E 5.5 FT OF LOT 3. LORINGS SUBDIVISION OF MCCLURE'S ADDITION. CITY OF CHARLOTTE. D 10-11-12 SPLIT/COMBINED FROM 200-064-600-055-00 & 200-064-600-050-00 FOR 2013. |
| Legal Subdivision | LORINGS SUBDIVISION |
| Legal Lot Number | 3-5,8 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20901 |
418 Forest St is owned and occupied by an individual who bought it in January 2025.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 FOREST ST, CHARLOTTE, MI 48813-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2025 · Amount on File |
| Deed Sale | Jan 14, 2025 · Amount on File |
| Deed Book / Page | 3123 / 528 |
| Prior Transfer Date | Jun 8, 2023 |
| Prior Transfer Doc | 003100/266 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 418 Forest St was $2,616 with a homeowner's exemption, up 3% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Charlotte City |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,400 (+20.42%) | $151,773 (-) Land $35,957 Building $115,816 | |
| 2025 | $2,616.00 (+2.95%) Homeowner's exemption | $75,900 | $151,773 Land $35,957 Building $115,816 |
| 2024 | $2,541.00 | ||
| 2023 | $69,200 | $138,400 | |
| 2022 | $2,275.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 418 Forest St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 418 Forest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber.
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