Oneida County and Rome City property record for 418 Floyd Ave, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,662 sqft · built 1890 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $64,300 (Jun 2019) |
| Tax Bill | $2,349 (2026) |
| Deeds & Mortgages | Oct 2023 Refinance Jun 2019 Sale & Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.051-2-27 |
| Primary APN | 301301 242.051-2-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,662 sqft Living Area |
| Gross Area | 3,260 sqft |
| 1st Floor Area | 1,457 sqft |
| 2nd Floor Area | 1,205 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Width | 70 ft Width |
| Porch | Slab |
| Porch Area | 266 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10157 02 |
|---|---|
| Street Address | 418 FLOYD AVE |
| City | ROME |
| State | NY |
| Zip | 13440-5233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-P |
| Legal Description | HL 70X105 |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 22500 |
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 418 FLOYD AVE, ROME, NY 13440-5233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Jun 21, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance COMMUNITY BANK NA |
| Apr 10, 2017 | Deed, Transfer COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Prior Sale | Apr 10, 2017 · Amount on Record |
| Deed Document Number | 20197643 |
| Prior Transfer Date | Mar 21, 2007 |
| Prior Transfer Doc | 2007008660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 418 FLOYD AVE, ROME, NY 13440-5233 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000012564 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023-012564 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jun 21, 2019 |
| Property Address | 418 FLOYD AVE, ROME, NY 13440-5233 |
| Document Number | 0000007643 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 2019-007643 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 FLOYD AVE, ROME, NY 13440-5233 |
| Document Number | 0000007644 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 2019-007644 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Apr 10, 2017 |
| Property Address | 418 FLOYD AVE, ROME, NY 13440-5233 |
| Document Number | 0000005073 |
| Book / Page | 0000002017 / 0000005073 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2021 |
| Title Company | NONE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000005074 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 2017-005074 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 177 Months |
| Due | Jan 1, 2032 |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,349.00 | ||
| 2025 | $50,000 (-) Land $7,000 Building $43,000 | $117,647 (+6.75%) Land $16,471 Building $101,176 | |
| 2024 | $50,000 (-) Land $7,000 Building $43,000 | $110,205 (+0.02%) Land $15,429 Building $94,776 | |
| 2023 | $50,000 (-) Land $7,000 Building $43,000 | $110,181 (+17.92%) Land $15,425 Building $94,756 | |
| 2022 | $3,817.00 | $50,000 Land $7,000 Building $43,000 | $93,440 Land $13,082 Building $80,358 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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