McHenry County property record for 418 Eugene St, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,458 sqft · built 1965 |
| Lot Size | 0.212 acres (9,248 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $291,500 (Aug 2022) |
| Deeds & Mortgages | Jan 2024 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-05-451-011 |
| Primary APN | 19-05-451-011 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,458 sqft |
| Gross Area | 3,578 sqft |
| 1st Floor Area | 1,792 sqft |
| 2nd Floor Area | 666 sqft |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Frame Siding |
| Lot Area | 9,248 sqft (0.212 acres) |
| Lot Dimensions | 123 ft deep x 75 ft wide |
| Heating System | Forced Air |
|---|
| Street Address | 418 EUGENE ST |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-7208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0028058 LT 99 COLBYS HOME ESTATES 2ND ADDN |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 05 |
| Legal Subdivision | COLBYS HOME ESTATES |
| Legal Block | 451 |
| Legal Lot Number | 99 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 871301 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 418 EUGENE ST, CRYSTAL LAKE, IL 60014-7208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 9, 2022 | Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2022 · Amount on Record |
| Deed Sale | Aug 9, 2022 · Amount on Record |
| Prior Sale | Jan 24, 1997 |
| Deed Document Number | 2022R0028058 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 418 EUGENE ST, CRYSTAL LAKE, IL 60014-7208 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 418 EUGENE ST, CRYSTAL LAKE, IL 60014-7208 |
| Document Number | 0000000174 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 2024R0000174 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2064 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 9, 2022 |
| Property Address | 418 EUGENE ST, CRYSTAL LAKE, IL 60014-7208 |
| Document Number | 0000028058 |
| Map Reference | DOC 325120 MB13 PG30 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022R0028058 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $291.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 EUGENE ST, CRYSTAL LAKE, IL 60014-7208 |
| Document Number | 0000028059 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 2022R0028059 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $101,143 Land $15,770 Building $85,373 | $303,429 Land $47,310 Building $256,119 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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