418 Echo Lake Rd, Greene, NY 13778 Property Records

Chenango County and Greene Town property record for 418 Echo Lake Rd, Greene, NY 13778

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,920 sqft · built 2013
Lot Size	58 acres (2,526,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Nov 2017)
Tax Bill	$7,201 (2026)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083089 213.-1-5`

Property Details

APN / Parcel Number

Primary APN	`083089 213.-1-5`
Alternative APNs	`308921300000010050000000` `0611697`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Lot Area	2,526,480 sqft (58 acres)
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0611697
Street Address	418 ECHO LAKE RD
City	GREENE
State	NY
Zip	13778-3225
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	CHENANGO NY
Township / Civil Division	GREENE
Census Block Group	3
Census Block	3037
Census Tract	970802

Owner

Source: Chenango County and Greene Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 ECHO LAKE RD, GREENE, NY 13778-3225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Grant Deed, Transfer · Conventional Mortgage MICHAEL J FRASER
Nov 2, 2017	Warranty Deed, Transfer · Conventional Mortgage NBT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2017 · Amount on Record
Deed Sale	Nov 2, 2017 · Amount on Record
Prior Sale	Dec 29, 1997 · Amount on Record
Deed Book / Page	2017 / 1679
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHENANGO NY
Recording Date	Apr 13, 2018
Property Address	418 ECHO LAKE RD, GREENE, NY 13778-3225
Document Number	000000D447
Instrument Date	Apr 12, 2018
Instrument	D447
Transaction Type	Transfer
Record Updated	Jun 7, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,216.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	389 ECHO LAKE RD GREENE NY 137782243, GREENE, NY 13778-2243

Mortgage

Document Number	M704
Date	Apr 13, 2018
Instrument	M704

Lender

Name	MICHAEL J FRASER
Address	1140 COUNTY ROAD 2, GREENE, NY 13778-2241
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Nov 2, 2017
Property Address	418 ECHO LAKE RD, GREENE, NY 13778-3225
Document Number	0000001679
Instrument Date	Oct 23, 2017
Instrument	1679
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	389 ECHO LAKE RD GREENE NY 137782243, GREENE, NY 13778-2243

Mortgage

Document Number	2281
Date	Nov 2, 2017
Instrument	2281

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Chenango County and Greene Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Greene Town
Unified School District	Greene Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,201.00 (+0.26%)
2025	$7,182.00	$182,900 (-) Land $64,800 Building $118,100	$299,836 (+19.67%) Land $106,229 Building $193,607
2023		$182,900 Land $64,800 Building $118,100	$250,548 Land $88,767 Building $161,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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