418 E South St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 418 E South St, Mount Vernon, MO 65712

Property Summary

Property Type	Commercial
Details	2 bd · 3 ba · 1,200 sqft · built 1968
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Apr 2020)
Tax Bill	$424 (2025)
Deeds & Mortgages	Jun 2018 Construction Loan Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099030003018010000`

Property Details

APN / Parcel Number

Primary APN	`099030003018010000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Building Area	1,200 sqft Total Area
1st Floor Area	752 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	418 E SOUTH ST
City	MOUNT VERNON
State	MO
Zip	65712-1422
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SOUTH ST,E,418; THE E80' OF THE W140' OF LT 3 BLK 16 O S - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	CITY MT VERNON
Legal Block	16
Legal Lot Number	3
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4027
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 E SOUTH ST, MOUNT VERNON, MO 65712-1422
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2018	Deed of Trust, Mortgage · Construction Mortgage OLD MISSOURI BANK
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage OLD MISSOURI BANK
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	20201550
Deed Book / Page	456 / 1529
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	418 E SOUTH ST, MOUNT VERNON, MO 65712-1422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	454/2387
Date	Jun 4, 2018
Book Page	454/2387
Instrument	2018-00002479

Lender

Name	OLD MISSOURI BANK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	May 25, 2019

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	418 E SOUTH ST, MOUNT VERNON, MO 65712-1422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455/5816
Date	Dec 27, 2019
Book Page	455/5816
Instrument	2019-00005909

Lender

Name	OLD MISSOURI BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Mar 1, 2025

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 2, 2020
Property Address	418 E SOUTH ST, MOUNT VERNON, MO 65712-1422
Document Number	456/1529
Book / Page	456 / 1529
Instrument Date	Mar 31, 2020
Instrument	2020-00001550
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E SOUTH ST, MOUNT VERNON, MO 65712-1422
Investor	Possibly a Property Investor

Mortgage

Document Number	4561530
Date	Apr 2, 2020
Instrument	456/1530

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,320 (-) Land $2,270 Building $6,050
2025	$424.00	$8,320 (+7.49%) Land $2,270 Building $6,050	$34,493 (-)
2024	$424.00 (+6.8%)
2023	$397.00 (+11.52%)	$7,740 Land $2,270 Building $5,470	$34,493
2022	$356.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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