418 E Ring Factory Rd, Bel Air, MD 21014 Property Records

Harford County property record for 418 E Ring Factory Rd, Bel Air, MD 21014

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,432 sqft · built 1992
Lot Size0.356 acres (15,507 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Aug 2017)
Tax Bill$5,501 (2026)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-233022

Property Details

APN / Parcel Number

Primary APN03-233022
Alternative APNs
  • 3233022
  • 233022

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,432 sqft Total Area
Basement Area520 sqft
Finished Basement520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,507 sqft (0.356 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft
Deck Area368 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number233022
Street Address418 E RING FACTORY RD
CityBEL AIR
StateMD
Zip21014-5573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 156 .356 AC 418 E RING FACTORY ROAD GLENWOOD GARTH PT 59/103
Legal SubdivisionGLENWOOD GARTH
Legal Lot Number156
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2010
Census Tract303602

Owner

418 E Ring Factory Rd is owned and occupied by an individual who bought it in August 2017.

Source: Harford County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address418 E RING FACTORY RD, BEL AIR, MD 21014-5573
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2017 · Amount on File
Deed SaleAug 22, 2017 · Amount on File
Prior SaleJun 6, 2011 · Amount on File
Deed Document Number201712480-0097
Deed Book / Page12480 / 97
Record UpdatedOct 29, 2026

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateAug 22, 2017
Property Address418 E RING FACTORY RD, BEL AIR, MD 21014-5573
Document Number0124800097
Book / Page12480 / 0097
Map ReferenceMB CGH59 FO103
Instrument DateAug 10, 2017
Instrument12480-0097
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyFRONT DOOR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 E RING FACTORY RD, BEL AIR, MD 21014-5573

Mortgage

Document Number0124800103
DateAug 22, 2017
Instrument12480-0103
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 418 E Ring Factory Rd was $5,501 with a homeowner's exemption, up 8.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,501.00 (+8.48%) Homeowner's exemption$504,767$535,900 Land $112,700 Building $423,200
2025$5,071.00 Homeowner's exemption
2023$449,867$489,200 Land $112,700 Building $376,500
2022$4,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 E Ring Factory Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 E Ring Factory Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Ring Factory Rd

Nearby Streets

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